INNOVATE Real Estate
006 - 103 B Garden Street, Chapel Hill, NC 27517, Chapel Hill
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60 photos

$515,000

103 B Garden Street, Chapel Hill, NC 27517
Chapel Hill, NC 27517
Listed by Jenny McMillan · Nest Realty of the Triangle
Bedrooms
3
Bathrooms
2.5
Living area
N/A
Year built
2026

About this home

Don't spend your weekends doing yard work and repairs. This new construction home offers convenience and ease of access to nearby shopping and commuter destinations. Home is 1609 sf with a 386 sf garage. No HOA. Great bargain in prestigious Chapel Hill Carrboro City Schools. The home features high ceilings, large windows and an open floor plan for light and spacious living. Thoughtfully chosen fixtures and plenty of storage. The kitchen has a pantry, quartz countertops with a generous island and superior appliances. Great for entertaining and quality time together. The primary bedroom has treehouse views out the back, with a walk-in closet and a large en-suite bathroom. Two additional bedrooms share a bath. Enter through the covered front porch or a practical mudroom/laundry room through the generous 2 car garage (not part of the square footage). No maintenance Trex deck looks out on the fully fenced private backyard. Board the free Chapel Hill bus line right around the corner (Route D) to bring you to UNC hospital in just over 20 minutes. Walk to Wegmans. There are six luxury custom homes currently under development nearby, reflecting the continued investment in this desirable location.One year builders warranty. This is a rare opportunity in one of Chapel Hill's most convenient and evolving neighborhoods. Covered by one year builders warranty. This quiet and friendly neighborhood is close to commuter routes for Duke, UNC and RTP. Great shopping nearby at Trader Joe's and Whole Foods. Come have a look. (This lot was subdivided from 103 Garden St which could also be for sale. Please ask for more information.) Please have the closing attorney hold earnest money. New financing needed. Lot B was subdivided from the larger lot. Please get in touch for clarification as records are inconsistent. Eligible buyers may receive $10,000 to $15,000 in grants towards down payment and closing costs as well as reduced interest rate incentives on Conventional or FHA fixed financing options. Please contact Erik Taylor, First Citizens Bank. 919-612-3476 or erik.taylor@firstcitizens.com.

Highlights

New construction

Property details

MLS #
10186557
Property type
Single Family Residence
Subdivision
University Heights
Status
Active
Days on market
56
On market date
August 14, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
4
Lot size
0.13 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Ephesus Elementary
0.68 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
370
Student:teacher ratio
10.9:1
District
Chapel Hill-Carrboro City Schools
Middle
Phillips Middle
2.09 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
665
Student:teacher ratio
12.1:1
District
Chapel Hill-Carrboro City Schools
High
East Chapel Hill High
1.69 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
1,475
Student:teacher ratio
16.4:1
District
Chapel Hill-Carrboro City Schools

Walkability

Blended score for Chapel Hill's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

85
Highly walkable
out of 100
EPA National Walkability Index
14.8 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks6
Schools18
Transit stops20
Pharmacies3

Market position

How this listing compares to current activity in Chapel Hill, from live MLS data.

On the market 56 days -- 70 fewer days than Chapel Hill's current average of 126 days.
For reference, the median list price across 634 active listings in Chapel Hill right now is $532,000.

Mortgage calculator

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Est. monthly payment
$3,251/mo
$103,000 down
$412,000 loan
Principal & interest$2,672
Property tax (est.)$429
Home insurance (est.)$150

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Data source: Listing information provided by Doorify MLS via Trestle/CoreLogic. Last updated 25 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.