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52 photos

$340,000

164 Rocking Horse Lane, Sanford, NC 27332
Sanford, NC 27332
Listed by Joseph Wells · Real Broker, LLC
Bedrooms
4
Bathrooms
3
Living area
N/A
Year built
2024

About this home

ASSUMABLE VA LOAN with NO BUYER EQUITY GAP to bridge between the $345,000 asking price and existing loan balance! Buyer must qualify and assumption is subject to loan servicer approval. Built in 2024 and barely lived in, this 4 bedroom, 3 bath home offers 2,507 sq. ft. on .73 acres in Watson Ridge and shows like NEW. The open concept main level features granite counters, stainless appliances, a large kitchen island, and a first floor bedroom with full bath. Upstairs you'll find the owner's suite, two additional bedrooms, full bath, expansive loft and bonus room. One of the largest lots in the neighborhood and convenient to Sanford and Fort Liberty. Like new home, $345K price point, 5.25% assumable VA financing and no buyer equity gap. Ask for the VA Assumption Information Sheet in MLS documents.

Property details

MLS #
10174098
Property type
Single Family Residence
Subdivision
Watson Ridge
Status
Active
Days on market
112
On market date
June 15, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.73 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Johnsonville Elementary
4.02 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
452
Student:teacher ratio
13.7:1
District
Harnett County Schools
Middle
Highland Middle
6.83 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
942
Student:teacher ratio
16.5:1
District
Harnett County Schools
High
Western Harnett High
9.68 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
1,322
Student:teacher ratio
18.4:1
District
Harnett County Schools

Walkability

Blended score for Sanford's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Sanford, from live MLS data.

On the market 112 days -- 7 fewer days than Sanford's current average of 119 days.
For reference, the median list price across 660 active listings in Sanford right now is $325,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,198/mo
$68,000 down
$272,000 loan
Principal & interest$1,764
Property tax (est.)$283
Home insurance (est.)$150

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Data source: Listing information provided by Doorify MLS via Trestle/CoreLogic. Last updated September 4, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.