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$1,175,000

490 Bear Tree Creek, Chapel Hill, NC 27517
Chapel Hill, NC 27517
Listed by Ying Zhu · Mill House Properties
Bedrooms
5
Bathrooms
4
Living area
N/A
Year built
2005

About this home

Motivated seller. We welcome all offers! Property is available for rent as well. Life grows beautifully at 490 Bear Tree, where timeless elegance meets modern comfort in one of the area's most desirable golf course communities. Perfectly positioned along the 5th tee of a prestigious Davis Love III signature course, this exceptional custom home offers refined living with picturesque views and a serene setting. Just moments from Jordan Lake, you'll enjoy convenient access to scenic trails, boating, fishing, and the natural beauty of the outdoors. Designed with both luxury and functionality in mind, the home features a rare first-floor primary suite along with an additional guest bedroom, ideal for multi-generational living or hosting visitors. The gourmet kitchen is a chef's dream, showcasing a stainless steel Viking range, granite countertops, and rich cherry cabinetry. The main level also offers a traditional formal dining room, thoughtfully flexible for today's lifestyle and easily suited as a home office or music room, while an open dining area connects seamlessly with the kitchen and living room, easily accommodating a large dining table, perfect for gatherings both intimate and grand. Upstairs, you'll find two spacious bedrooms, a loft-style office area, and a versatile bonus room that can easily serve as an additional bedroom, gym, or private workspace. The fully finished lower level is truly exceptional, offering a grand family room, a full bedroom suite, an entertainment bar, and a hidden wine cellar, along with a dedicated workshop, perfect for hobbies or additional storage. Outdoor living is just as impressive, with a large screened porch and deck overlooking the beautifully landscaped, fenced backyard, professionally designed for both relaxation and entertaining, ideal for pets, play, or added privacy. Additional highlights include a spacious three-car garage and ample driveway parking. Thoughtfully designed to balance openness with cozy, intimate spaces, this home provides flexibility for every lifestyle. Whether hosting gatherings or enjoying quiet evenings, the versatile floor plan makes everyday living effortless. Conveniently located near shopping, dining, and major commuting routes to Chapel Hill and RTP, this home offers the perfect blend of luxury, comfort, and accessibility.

Property details

MLS #
10154099
Property type
Single Family Residence
Subdivision
The Preserve at Jordan Lake
Status
Active
Days on market
203
On market date
March 20, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
3
Parking spaces
N/A
Lot size
0.432 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
North Chatham Elementary
3.6 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
555
Student:teacher ratio
13.2:1
District
Chatham County Schools
Middle
Margaret B. Pollard Middle
4.25 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
775
Student:teacher ratio
17.6:1
District
Chatham County Schools
High
Northwood High
6.45 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,124
Student:teacher ratio
15.8:1
District
Chatham County Schools

Walkability

Blended score for Chapel Hill's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
3.7 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Chapel Hill, from live MLS data.

On the market 203 days -- 77 more days than Chapel Hill's current average of 126 days.
For reference, the median list price across 634 active listings in Chapel Hill right now is $532,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$7,226/mo
$235,000 down
$940,000 loan
Principal & interest$6,097
Property tax (est.)$979
Home insurance (est.)$150

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Data source: Listing information provided by Doorify MLS via Trestle/CoreLogic. Last updated August 22, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.