3 Family - 3 Units Up/Down at 20 Harding St., Cambridge MA 02141, Cambridge
3 Family - 3 Units Up/Down at 20 Harding St., Cambridge MA 02141, Cambridge, photo 2 of 8
3 Family - 3 Units Up/Down at 20 Harding St., Cambridge MA 02141, Cambridge, photo 3 of 8
3 Family - 3 Units Up/Down at 20 Harding St., Cambridge MA 02141, Cambridge, photo 4 of 8
3 Family - 3 Units Up/Down at 20 Harding St., Cambridge MA 02141, Cambridge, photo 5 of 8
3 Family - 3 Units Up/Down at 20 Harding St., Cambridge MA 02141, Cambridge, photo 6 of 8
3 Family - 3 Units Up/Down at 20 Harding St., Cambridge MA 02141, Cambridge, photo 7 of 8
3 Family - 3 Units Up/Down at 20 Harding St., Cambridge MA 02141, Cambridge, photo 8 of 8
8 photos

$1,599,900

20 Harding St., Cambridge MA 02141
Cambridge, MA 02141
Listed by Steve Yang
Bedrooms
6
Bathrooms
3
Living area
2,496 sqft
Year built
1894

About this home

Great investment opportunity. Triple Decker located in convenient East Cambridge neighborhood: short distance to two Green Line T stops (Union Square and Lechmere), schools, shopping mall, public library and Harvard/MIT. Plenty of restaurants and boutique shops nearby. Separate heating and electric system. New vinyl siding, rubber roof in very good condition. Coin-op laundry in Basement. Great tenants, all w/ leases. 1st floor Unit can be delivered vacant.

Highlights

View

Property details

MLS #
73488720
Property type
3 Family - 3 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
204
On market date
March 18, 2026
Stories
3
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.02 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
King Open
0.08 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
355
Student:teacher ratio
8.5:1
District
Cambridge
Middle
Cambridge Street Upper School
0.08 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
279
Student:teacher ratio
7.5:1
District
Cambridge
HighCharter
Community Charter School of Cambridge
0.45 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
288
Student:teacher ratio
9.3:1
District
Community Charter School of Cambridge (District)

Walkability

Blended score for Cambridge's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

92
Highly walkable
out of 100
EPA National Walkability Index
17.2 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores20
Parks20
Schools20
Transit stops20
Pharmacies13

Market position

How this listing compares to current activity in Cambridge, from live MLS data.

On the market 204 days -- 113 more days than Cambridge's current average of 91 days.
For reference, the median list price across 1,013 active listings in Cambridge right now is $7,950.

Mortgage calculator

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Est. monthly payment
$9,785/mo
$319,980 down
$1,279,920 loan
Principal & interest$8,302
Property tax (est.)$1,333
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 14 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.