Duplex at 20 S Oak Dr., Surfside Beach
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$869,000

20 S Oak Dr.
Surfside Beach, SC 29575
Listed by Nicholas Maria · Century 21 Palms Realty
Bedrooms
N/A
Bathrooms
N/A
Living area
1,736 sqft
Year built
1954

About this home

Welcome to 20 S Oak Drive, a beautifully renovated duplex just blocks from the sandy shores of Surfside Beach! Perfectly positioned on a spacious 0.15-acre corner lot, surrounded by gorgeous mature trees and tucked just behind the iconic Neal & Pam's, this property offers the ultimate combination of beach-town charm, modern upgrades, and exceptional investment potential. Featuring TWO separate units, each offering 3 bedrooms and 2 full bathrooms, this recently upgraded property provides a total of 6 bedrooms and 4 full bathrooms, giving buyers endless possibilities! LIVE IN ONE, RENT THE OTHER, OR MAXIMIZE YOUR RENTAL INCOME WITH BOTH! With NO HOA and both short-term and long-term rentals allowed, this property is an incredible opportunity for investors looking to expand their coastal rental portfolio, homeowners seeking additional income, or buyers dreaming of a primary residence just steps from the beach. Both units have been extensively renovated, offering beautifully updated living spaces with the comfort and convenience today's buyers and vacationers are looking for. An outdoor shower makes rinsing off after a day at the beach a breeze, while the generous corner lot and beautiful mature trees create a welcoming coastal setting. LOCATION, LOCATION, LOCATION! Leave the car behind and embrace the Surfside Beach lifestyle! Enjoy a short walk or golf cart ride to the beach, local restaurants, shopping, entertainment, and everything that makes this seaside community so desirable. Grab breakfast nearby, spend the afternoon with your toes in the sand, and finish the evening enjoying Surfside's fantastic dining and entertainment—all just moments from your front door. Whether you're searching for a high-potential vacation rental, a long-term income-producing property, a multigenerational living arrangement, or a primary residence with the opportunity to offset ownership expenses, 20 S Oak Drive delivers flexibility that's increasingly hard to find this close to the ocean. TWO RENOVATED UNITS. SIX BEDROOMS. FOUR FULL BATHROOMS. NO HOA. RENTAL FLEXIBILITY. BLOCKS FROM THE BEACH. Opportunities like this in the heart of Surfside Beach don't come along every day. Own the coastal lifestyle, create your own investment opportunity, and make every day feel like a vacation!

Property details

MLS #
2624777
Property type
Duplex
Subdivision
Floral Beach
Status
Active
Days on market
2
On market date
October 8, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Seaside Elementary
1.61 mi away · Grades -1-4
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Good (2025)
Enrollment
499
Student:teacher ratio
14.3:1
District
Horry 01
Middle
St. James Middle
3.65 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
16.6:1
District
Horry 01
High
St. James High
4.52 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,802
Student:teacher ratio
18.6:1
District
Horry 01

Walkability

Blended score for Surfside Beach's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

65
Walkable
out of 100
EPA National Walkability Index
9.5 / 20 -- Below average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores4
Parks20
Schools3
Transit stops3
Pharmacies0

Market position

How this listing compares to current activity in Surfside Beach, from live MLS data.

On the market 2 days -- 111 fewer days than Surfside Beach's current average of 113 days.
For reference, the median list price across 390 active listings in Surfside Beach right now is $346,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,383/mo
$173,800 down
$695,200 loan
Principal & interest$4,509
Property tax (est.)$724
Home insurance (est.)$150

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Data source: Listing information provided by Coastal Carolinas Association of REALTORS® (CCAR) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.