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$850,000

35 Monroe St.
Ocean Isle Beach, NC 28469
Listed by Landmark Sotheby's Intl Realty
Bedrooms
4
Bathrooms
2
Living area
1,145 sqft
Year built
1976

About this home

Charming Beach Cottage on Canal Lot with Boat Dock and direct ICW Access! This is a RARE FIND! Nestled among majestic oak trees, this charming 4-bedroom, 2-bath beach cottage offers the perfect blend of coastal charm and laid-back lifestyle. Situated on a desirable canal lot with a floating boat dock, this raised beach home is ideal for boating enthusiasts or anyone seeking a serene waterfront lifestyle. Step inside to an open concept living, dining, and kitchen area, featuring durable vinyl flooring throughout and large bedrooms with dedicated closets and lots of windows to enjoy the views. The layout includes Jack and Jill-style bathrooms, offering convenience and privacy for family and guests. Enjoy outdoor living at its best with covered decks overlooking both the canal and the quiet street — perfect for morning coffee or evening relaxation watching the breath-taking OIB sunrises and sunsets! This raised beach cottage boasts ample storage space underneath for beach toys and accessories and plenty of parking, making beach days and boat trips a breeze. No HOA on this property. Whether you're looking for a full-time residence, a vacation getaway, or a rental investment, this home is ready for you to make it your own! OIB is a southern facing island providing endless recreational opportunities on the island year-round. This cottage is two blocks from Town Center with restaurants, shopping, mini-golf, waterpark, playground and more! You can see the beach access from the street also. Don't miss this rare opportunity to own on Ocean Isle - schedule your private showing today!

Property details

MLS
Coastal Carolinas Association of REALTORS®
MLS #
2525943
Property type
Detached
Subdivision
Not within a Subdivision
Status
Active
Days on market
215
On market date
October 27, 2025
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
5
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Union Elementary
4.86 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
539
Student:teacher ratio
15.0:1
District
Brunswick County Schools
Middle
Shallotte Middle
5.74 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
674
Student:teacher ratio
17.3:1
District
Brunswick County Schools
High
Brunswick County Early College
15.49 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
365
Student:teacher ratio
33.2:1
District
Brunswick County Schools

Walkability

Blended score for Ocean Isle Beach's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

50
Somewhat walkable
out of 100
EPA National Walkability Index
9.2 / 20 -- Below average walkable
Google Places amenity density
55 / 100
Restaurants & cafes20
Grocery stores2
Parks9
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Ocean Isle Beach, from live MLS data.

On the market 215 days -- 93 more days than Ocean Isle Beach's current average of 122 days.
For reference, the median list price across 366 active listings in Ocean Isle Beach right now is $429,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,269/mo
$170,000 down
$680,000 loan
Principal & interest$4,410
Property tax (est.)$708
Home insurance (est.)$150

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Data source: Listing information provided by Coastal Carolinas Association of REALTORS® (CCAR) via Trestle/CoreLogic. Last updated May 30, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.