Single Family Residence at 21505 Rio Oro Drive, Cornelius
Single Family Residence at 21505 Rio Oro Drive, Cornelius, photo 2 of 5
Single Family Residence at 21505 Rio Oro Drive, Cornelius, photo 3 of 5
Single Family Residence at 21505 Rio Oro Drive, Cornelius, photo 4 of 5
Single Family Residence at 21505 Rio Oro Drive, Cornelius, photo 5 of 5
5 photos

$3,200,000

Bedrooms
6
Bathrooms
7
Living area
4,977 sqft
Year built
2027
21505 Rio Oro Drive
Cornelius, NC 28031
Listed by Premier Sotheby's International Realty

Highlights

Property type
Single Family Residence
Garage
3 spaces
On market
2 days
  • Private pool
  • Fireplace
  • New construction

About this home

You asked for it-And here it is! This architecturally striking new construction home, built by Cape Custom Homes, sits on an expansive half acre water view lot helping you experience 3800 sqft of Main level Ranch-style living with almost 1200 sqft of additional upstairs living. The home resides along a stretch of Rio Oro Drive experiencing a transformation through new luxury residences, with an opportunity to enjoy sophisticated lake-area living with the neighborhood's private waterfront lake access lot-giving access to its own dock/pier, picnic area, and launching your favorite water accessories. This residence showcases a refined combination of natural stone, stucco, architectural wood accents, and dramatic rooflines. Inside, soaring cathedral ceilings, expansive windows, and carefully curated finishes. The heart of the home is a spectacular chef's kitchen featuring a complete Monogram luxury appliance package, including a professional-grade 48-inch range, a 48-inch refrigerator, an oversized 11-foot island, custom cabinetry, and a separate scullery that provide an exceptional setting for entertaining. For a seamless indoor-outdoor living, there’s an impressive 20-foot sliding glass wall connecting the main living spaces to the expansive covered porch and resort-inspired backyard. Designed for entertaining and year-round enjoyment, the outdoors features include a swimming pool, generous stone terraces, and a covered outdoor kitchen and bar. The versatile main level floor plan offers a Primary Suite-perfect for a peaceful retreat and two additional bedrooms with private ensuite baths. There is also the flexibility of a sixth bedroom, including a private guest wing featuring a dedicated full bathroom, closet, and separate exterior entrance. Ideal for multigenerational living, extended guests, or a private fitness studio, this thoughtfully designed space offers exceptional flexibility and privacy. Upstairs provides two additional bedrooms with ensuite baths, and a spacious recreation room complete with a dedicated bar creating an additional space for entertaining and relaxation. Additional highlights include a three-car garage, generous storage, a comprehensive whole-home audio/visual system, custom architectural details, and thoughtfully inspired spaces throughout. Combining distinctive architecture and beautiful Lake Norman views, 21505 Rio Oro Drive offers a unique opportunity to experience elevated luxury living in one of Cornelius's evolving lakeside neighborhoods.

Property details

MLS
Canopy MLS
MLS #
CAR4439934
Property type
Single Family Residence
Subdivision
Bahia Bay
Status
Active
Days on market
2
On market date
November 3, 2026
Stories
N/A
Total bathrooms
7
Garage spaces
3
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Cornelius Elementary
1.6 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
554
Student:teacher ratio
15.0:1
District
Charlotte-Mecklenburg Schools
Middle
Bailey Middle
3.37 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,370
Student:teacher ratio
17.3:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
18.14 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Cornelius's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

42
Somewhat walkable
out of 100
EPA National Walkability Index
9.5 / 20 -- Below average walkable
Google Places amenity density
33 / 100
Restaurants & cafes1
Grocery stores0
Parks3
Schools3
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Cornelius, from live MLS data.

On the market 2 days -- 95 fewer days than Cornelius's current average of 97 days.
For reference, the median list price across 249 active listings in Cornelius right now is $460,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$19,421/mo
$640,000 down
$2,560,000 loan
Principal & interest$16,604
Property tax (est.)$2,667
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS. Last updated 14 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.