Aerial of lot - TBD Cross Creek Drive, Rutherfordton
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Aerial of lot - TBD Cross Creek Drive, Rutherfordton
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Entry gate - TBD Cross Creek Drive, Rutherfordton
Entry gate - TBD Cross Creek Drive, Rutherfordton
Community area - TBD Cross Creek Drive, Rutherfordton
Community area - TBD Cross Creek Drive, Rutherfordton
Community area 2 - TBD Cross Creek Drive, Rutherfordton
Community area 2 - TBD Cross Creek Drive, Rutherfordton
Community area 3 - TBD Cross Creek Drive, Rutherfordton
Community area 3 - TBD Cross Creek Drive, Rutherfordton
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34 photos

$30,000

TBD Cross Creek Drive
Rutherfordton, NC 28139
Listed by Melissa Plemmons · EXP Realty LLC Ballantyne
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Tucked inside the gated community of Clearwater Creek, this 1.85-acre homesite offers privacy, natural beauty, and paved road access. The building site sits up on the hill, well above the flood zone, while a creek runs along the bottom boundary of the property. Mature black walnut trees stand among the hardwoods and natural ground cover, an established canopy that takes decades to grow. At 1,000–1,500 ft elevation, the lot has room for a primary residence, a mountain getaway, or an investment property. Site-built and modular homes are welcome (1,200 sq ft minimum), and short-term rentals are permitted. Not ready to build? The community allows campers up to ten months per year, so you can start enjoying your land right away. Amenities include a park and picnic area, a playground, and walking trails, all behind a gated entry, with HOA dues of just $400/year. Well and septic needed. Easy access from US-221. Picture your home up on the hill, with the sound of the creek drifting up from below.

Property details

MLS
Canopy MLS
MLS #
CAR4316659
Property type
Lot
Subdivision
Clearwater Creek
Status
Active
Days on market
358
On market date
October 27, 2025
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Rutherfordton Elementary School
5.04 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
383
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
3.75 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
1.18 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Rutherfordton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

25
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable

Market position

How this listing compares to current activity in Rutherfordton, from live MLS data.

On the market 358 days -- 135 more days than Rutherfordton's current average of 223 days.
For reference, the median list price across 306 active listings in Rutherfordton right now is $144,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$331/mo
$6,000 down
$24,000 loan
Principal & interest$156
Property tax (est.)$25
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.