Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604
Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 2 of 36
Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 3 of 36
Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 4 of 36
Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 5 of 36
Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 6 of 36
Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 7 of 36
Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 8 of 36
Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 9 of 36
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Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 12 of 36
Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 13 of 36
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Single Family Residence at Lot 99 Beaver Dam Road, Banner Elk NC 28604, photo 18 of 36
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36 photos

$49,900

Lot 99 Beaver Dam Road, Banner Elk NC 28604
Banner Elk, NC 28604
Listed by Matthew Davis
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Motivated Seller ! Experience the best of the High Country with this beautiful 1.2-acre homesite in the prestigious gated community of Headwaters at Banner Elk. Offering privacy, mountain charm, and an ideal building site, Lot 99 is perfect for a luxury mountain getaway, full-time residence, or income-producing rental. Community amenities include stocked fishing ponds, a clubhouse, tennis courts, fitness center, and dog park. Ideally located near Banner Elk, Grandfather Mountain, the Blue Ridge Parkway, and premier ski slopes. Short- and long-term rentals are allowed, providing exceptional flexibility and investment potential. Seller is also open to owner financing.

Property details

MLS
Triad MLS
MLS #
1229734
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
76
On market date
August 3, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
1.2 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Freedom Trail Elementary
3.59 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
184
Student:teacher ratio
12.3:1
District
Avery County Schools
Middle
Cranberry Middle
3.57 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
173
Student:teacher ratio
13.3:1
District
Avery County Schools
High
Avery County High
9.14 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
580
Student:teacher ratio
14.1:1
District
Avery County Schools

Walkability

Blended score for Banner Elk's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

15
Very car-dependent
out of 100
EPA National Walkability Index
4.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Banner Elk, from live MLS data.

On the market 76 days -- 52 fewer days than Banner Elk's current average of 128 days.
For reference, the median list price across 59 active listings in Banner Elk right now is $550,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$451/mo
$9,980 down
$39,920 loan
Principal & interest$259
Property tax (est.)$42
Home insurance (est.)$150

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Data source: Listing information provided by Triad MLS via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.