Land at COBIA DR, HERNANDO BEACH
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15 photos

$69,000

COBIA DR
HERNANDO BEACH, FL 34607
Listed by Nicki Vogiatzis · HOMAN REALTY GROUP INC
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Welcome to Cobia Dr — a rare chance to build exactly what you’ve been dreaming of. Whether you envision a full-time home, a vacation retreat, or an investment property, this waterfront lot gives you the flexibility to create a space that fits your lifestyle. Located in a deed-restricted community with a low $330/year HOA, this lot offers peaceful coastal living with the convenience everyone loves. Hernando Beach is a true golf cart community, and you’re just a short walk or ride to local restaurants, shops, and waterfront favorites. There’s something special about waking up near the water and ending your day with sunset views — and opportunities like this don’t come around often. If you’ve been waiting for the right waterfront lot in Hernando Beach, this could be it.

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRW7882633
Property type
Land
Subdivision
HERNANDO BEACH
Status
Active
Days on market
248
On market date
February 2, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
WESTSIDE ELEMENTARY SCHOOL
2.26 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
546
Student:teacher ratio
14.4:1
District
HERNANDO
Middle
FOX CHAPEL MIDDLE SCHOOL
5.97 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
810
Student:teacher ratio
18.4:1
District
HERNANDO
High
FRANK W. SPRINGSTEAD HIGH SCHOOL
6.82 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,894
Student:teacher ratio
20.4:1
District
HERNANDO

Walkability

Blended score for HERNANDO BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in HERNANDO BEACH, from live MLS data.

On the market 248 days -- 62 more days than HERNANDO BEACH's current average of 186 days.
For reference, the median list price across 160 active listings in HERNANDO BEACH right now is $285,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$566/mo
$13,800 down
$55,200 loan
Principal & interest$358
Property tax (est.)$58
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 17 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.