EASY TO CLEAR BUT ALSO PRUNE & KEEP MATURE TREES - 823 PANDORA (BLK 217 LOT 13) DR, INDIAN LAKE ESTATES
1 photo

$22,900

823 PANDORA (BLK 217 LOT 13) DR
INDIAN LAKE ESTATES, FL 33855
Listed by Laura Carter · SIGNATURE REALTY ASSOCIATES
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

SELLER FINANCING AVAILABLE at ONLY 7% INTEREST! Each parcel in Indian Lake Estates has unique characteristics and deserves its own description. This oversized parcel is located at the corner of Pandora Road & Toronja Road. Toronja Road has not been cleared, so you have no thru traffic on that side. Polk County has been extremely flexible on permitting which direction you build your home and design your garage and driveway on corner parcels. Septic and well are required, and electric poles are in place behind the parcel. ILE has no timeline to build, so enjoy the amenities while you wait to build. Minimum square footage to build is 1350sf. Brick or block construction required for first floor. SELLER FINANCING AVAILABLE with 25% downpayment at 7% interest. Lien will be placed at closing. The front door will face North or West, with plenty of mature trees to allow for a privacy buffer from neighbors. The roads are private, so drive your golf cart to the clubhouse for a round of golf, or to one of the restaurants in the neighborhood, or to the lake to watch the sunset. As you begin to plan your future in Florida, consider living a serene and private life in this neighborhood of Indian Lake Estates (informally, ILE). The active community offers concerts, karaoke and trivia nights, weekly card games, bingo, movie nights, a book club, pickleball and tennis courts, just to name a few. Indian Lake Estates is a perfect balance of privacy and activity. MANDATORY community fee is PER YEAR and covers costs to maintain community property and private roads. Call your agent today to see this unique property. ILE IS THE PLACE TO BE!

Property details

MLS
Stellar MLS
MLS #
MFRTB8524891
Property type
Land
Subdivision
INDIAN LAKE ESTATES
Status
Active
Days on market
92
On market date
July 1, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.55 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
DALE R FAIR BABSON PARK ELEMENTARY
9.94 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
491
Student:teacher ratio
16.4:1
District
POLK
Middle
None found nearby
High
None found nearby

Walkability

Blended score for INDIAN LAKE ESTATES's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
4.8 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in INDIAN LAKE ESTATES, from live MLS data.

On the market 92 days -- 156 fewer days than INDIAN LAKE ESTATES's current average of 248 days.
For reference, the median list price across 380 active listings in INDIAN LAKE ESTATES right now is $20,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$288/mo
$4,580 down
$18,320 loan
Principal & interest$119
Property tax (est.)$19
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.