634 - 634 Cumberland Cove Rd, Monterey, TN 38574
6-web-or-mls-634 Cumberland Cove_028_TNP - 634 Cumberland Cove Rd, Monterey, TN 38574
3-web-or-mls-634 Cumberland Cove_013_TNP - 634 Cumberland Cove Rd, Monterey, TN 38574
2-web-or-mls-634 Cumberland Cove_008_TNP - 634 Cumberland Cove Rd, Monterey, TN 38574
9-web-or-mls-634 Cumberland Cove_043_TNP - 634 Cumberland Cove Rd, Monterey, TN 38574
10-web-or-mls-634 Cumberland Cove_048_TN - 634 Cumberland Cove Rd, Monterey, TN 38574
11-web-or-mls-634 Cumberland Cove_053_TN - 634 Cumberland Cove Rd, Monterey, TN 38574
12-web-or-mls-634 Cumberland Cove_058_TN - 634 Cumberland Cove Rd, Monterey, TN 38574
1-web-or-mls-634 Cumberland Cove_003_TNP - 634 Cumberland Cove Rd, Monterey, TN 38574
8-web-or-mls-634 Cumberland Cove_038_TNP - 634 Cumberland Cove Rd, Monterey, TN 38574
4-web-or-mls-634 Cumberland Cove_018_TNP - 634 Cumberland Cove Rd, Monterey, TN 38574
5-web-or-mls-634 Cumberland Cove_023_TNP - 634 Cumberland Cove Rd, Monterey, TN 38574
7-web-or-mls-634 Cumberland Cove_033_TNP - 634 Cumberland Cove Rd, Monterey, TN 38574
Screenshot 2025-10-23 at 12.37.57PM - 634 Cumberland Cove Rd, Monterey, TN 38574
Screenshot 2025-10-23 at 12.38.06PM - 634 Cumberland Cove Rd, Monterey, TN 38574
15 photos

$141,000

634 Cumberland Cove Rd, Monterey, TN 38574
Monterey, TN 38574
Listed by Heather Skender-Newton · Skender-Newton Realty
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Escape to the peaceful beauty of the Upper Cumberland with this 3.6-acre lot in The Cliffs subdivision of Monterey, TN. Surrounded by stunning mountain views, this property offers the perfect blend of privacy and convenience. A 175' x 175' cleared building site with a single driveway entrance is ready for your dream home. Enjoy light restrictions, giving you freedom to build your way. Utilities are readily available with underground utilities - water, fiber, natural gas, electric - and trash pickup. All that's needed is a septic system! Located beside the Cumberland Cove golf community, you'll love the serene, scenic setting while still being only 20 minutes to Cookeville and about 1.5 hours to both Nashville and Knoxville. Experience mountain living with modern convenience. PLAT ON FILE AND APPROVED FOR A CONVENTIONAL SYSTEM UP TO 3 BEDROOMS. Listed under appraised value.

Property details

MLS
East Tennessee REALTORS® MLS
MLS #
1349638
Property type
Land
Subdivision
The Cliffs
Status
Active
Days on market
345
On market date
July 27, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
3.6 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Burks Elementary
6.72 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
480
Student:teacher ratio
13.7:1
District
Putnam County
Middle
None found nearby
High
Monterey High School
7.04 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 345 days -- 218 more days than Monterey's current average of 127 days.
For reference, the median list price across 132 active listings in Monterey right now is $180,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$999/mo
$28,200 down
$112,800 loan
Principal & interest$732
Property tax (est.)$118
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 18 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.