Land at 1295 E RAY ST, HERNANDO
1295 Ray St outlined in Red - 1295 E RAY ST, HERNANDO
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21 photos

$150,000

1295 E RAY ST
HERNANDO, FL 34442
Listed by Anna Haley, PA · EPIQUE REALTY INC.
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Discover the possibilities on this expansive 3.85-acres (subdivided into 3 separate lots or use as a whole!) located at 1295 E Ray St in Hernando, Florida. This corner lot offers ample paved road access, property provides plenty of room to create your own private retreat, or future investment opportunity. Flood zone X, no HOA fees, no flood insurance required! Property survey available! Aerial photo shows properties approximate outline in Red. Seller is also selling the 3.6 acre property, approximate outlined in Blue adjacent to this (address 1345 Ray St. MLS#TB8537411). Purchase both lots to secure nearly 7.5 acres! Conveniently located in the Hernando area, this spacious parcel gives you the opportunity to enjoy the natural beauty and laid-back lifestyle of Citrus County while remaining within reach of shopping, dining, outdoor recreation, and the surrounding communities. Close proximity to Citrus Hills Country Club! Whether you're looking for land to hold as an investment or searching for a larger homesite with room to spread out, this property is worth exploring.

Property details

MLS
Stellar MLS
MLS #
MFRTB8537392
Property type
Land
Subdivision
HERCALA ACRES UNIT 02
Status
Active
Days on market
57
On market date
August 10, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
3.85 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HERNANDO ELEMENTARY SCHOOL
1.75 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
747
Student:teacher ratio
15.6:1
District
CITRUS
Middle
INVERNESS MIDDLE SCHOOL
5.27 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,035
Student:teacher ratio
16.7:1
District
CITRUS
High
CYPRESS CREEK TREATMENT CENTER
5.23 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
74
Student:teacher ratio
18.5:1
District
CITRUS

Walkability

Blended score for HERNANDO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

31
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable

Market position

How this listing compares to current activity in HERNANDO, from live MLS data.

On the market 57 days -- 57 fewer days than HERNANDO's current average of 114 days.
For reference, the median list price across 194 active listings in HERNANDO right now is $270,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$1,053/mo
$30,000 down
$120,000 loan
Principal & interest$778
Property tax (est.)$125
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 16 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.