Primary photo - 102 CEDAR CREEK RD, PALATKA
350 feet on majestic St. Johns River - 102 CEDAR CREEK RD, PALATKA
Beautifully treed lot - 102 CEDAR CREEK RD, PALATKA
View 1 from road - 102 CEDAR CREEK RD, PALATKA
View 2 from road - 102 CEDAR CREEK RD, PALATKA
Some protected wetlands - 102 CEDAR CREEK RD, PALATKA
Wide expanse of St. Johns River - 102 CEDAR CREEK RD, PALATKA
Create your own - 102 CEDAR CREEK RD, PALATKA
Dream home - 102 CEDAR CREEK RD, PALATKA
9 photos

$242,000

102 CEDAR CREEK RD
PALATKA, FL 32177
Listed by Margaret Zahner · COLDWELL BANKER BEN BATES, INC
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Have you dreamed of living on the St. Johns River? This beautiful treed lot is located on a quiet dead-end paved street and features an existing dock for easy access to the water. With approximately 350 feet of river frontage, you'll enjoy stunning views and abundant wildlife. A portion of the frontage consists of protected wetlands, enhancing the natural beauty and privacy of this unique waterfront property.

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRGC542101
Property type
Land
Subdivision
N/A
Status
Active
Days on market
20
On market date
July 21, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.8 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
SOUTH WOODS ELEMENTARY SCHOOL
6.58 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
632
Student:teacher ratio
13.7:1
District
ST. JOHNS
MiddleCharter
PUTNAM ACADEMY OF ARTS AND SCIENCES
9.72 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
173
Student:teacher ratio
21.6:1
District
PUTNAM
High
DEEP CREEK YOUTH ACADEMY
5.33 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
36
District
ST. JOHNS

Walkability

Blended score for PALATKA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALATKA, from live MLS data.

On the market 20 days -- 94 fewer days than PALATKA's current average of 114 days.
For reference, the median list price across 71 active listings in PALATKA right now is $189,700.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,607/mo
$48,400 down
$193,600 loan
Principal & interest$1,256
Property tax (est.)$202
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 10, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.