Single Family Residence at 643 Shoal Road, Lincolnton
Beautiful setting in rural western Lincoln County! - 643 Shoal Road, Lincolnton
Front right of home. Detached garage in rear. - 643 Shoal Road, Lincolnton
Well maintained home with rocking chair front porch on nearly an acre - 643 Shoal Road, Lincolnton
Single Family Residence at 643 Shoal Road, Lincolnton, photo 5 of 42
Front right of home. Detached garage in rear. - 643 Shoal Road, Lincolnton
Rear of home showing fenced rear Patio and walk through door into attached garage. - 643 Shoal Road, Lincolnton
Welcoming entry from driveway - 643 Shoal Road, Lincolnton
Single Family Residence at 643 Shoal Road, Lincolnton, photo 9 of 42
Real rocking chair front porch! - 643 Shoal Road, Lincolnton
14'x24' Gazebo inside fenced rear Patio features 5 ceiling fans and a ton of space for entertaining! - 643 Shoal Road, Lincolnton
Front entry into large Living Room with gleaming hardwood floors - 643 Shoal Road, Lincolnton
A beautiful outdoor living space, created by the 14'x24' Gazebo with ceiling fans, surrounded by a privacy fence with two gates. - 643 Shoal Road, Lincolnton
Spacious Living Room is located at the front of the home - 643 Shoal Road, Lincolnton
Two car detached garage, insulated, walk through door, 200amp electrical, concrete floor. - 643 Shoal Road, Lincolnton
Living Room is quite large, able to accommodate large furniture. Ceiling fan, gleaming hardwood floors, open concept layout with Dining Area in back. - 643 Shoal Road, Lincolnton
No shortage of room here! Primary Bedroom is across the room, located near the front door. - 643 Shoal Road, Lincolnton
Gorgeous Kitchen has been updated and is very spacious. Laundry Room is located in the Mud Room at the far end of the picture. - 643 Shoal Road, Lincolnton
Kitchen is very spacious, with tons of countertop prep space, and beautifully updated - 643 Shoal Road, Lincolnton
Nicely updated Kitchen with SS appliances, granite countertops, and gorgeous laminate flooring - 643 Shoal Road, Lincolnton
Plenty of space in this open Dining Area which easily accommodates large furniture - 643 Shoal Road, Lincolnton
Dining Area is located adjacent to Kitchen with an exit to the amazing outdoor entertaining area - 643 Shoal Road, Lincolnton
Dining Area is also part of the open concept layout with the Living Room - 643 Shoal Road, Lincolnton
Spacious Primary Bedroom is separated from the other two bedrooms by the Living Room - 643 Shoal Road, Lincolnton
Another view of Primary Bedroom featuring gleaming hardwood floors and ceiling fan - 643 Shoal Road, Lincolnton
Primary Bedroom with a walk in closet and luxurious full bath - 643 Shoal Road, Lincolnton
Beautifully updated Primary Bath with a new tile shower, commode, lighting, and lots of storage - 643 Shoal Road, Lincolnton
Second Bedroom  is located at the front of the home - 643 Shoal Road, Lincolnton
Another view of second bedroom also featuring gleaming hardwood floors and ceiling fan - 643 Shoal Road, Lincolnton
Hall Bath serves guests and both secondary bedrooms - 643 Shoal Road, Lincolnton
Third Bedroom is located at the rear of the home - 643 Shoal Road, Lincolnton
Another view of third bedroom also featuring gleaming hardwood floors and ceiling fan - 643 Shoal Road, Lincolnton
Spacious Laundry Room with cabinetry is located in Mud Room, between the garage entry door and kitchen - 643 Shoal Road, Lincolnton
A beautiful outdoor living space, created by the 14'x24' Gazebo with ceiling fans, surrounded by a privacy fence with two gates. - 643 Shoal Road, Lincolnton
14'x24' Gazebo inside fenced rear Patio features 5 ceiling fans and a ton of space for entertaining! - 643 Shoal Road, Lincolnton
Privacy fence surrounds the gazebo and concrete patio, creating an amazing outdoor environment perfect for family and entertaining - 643 Shoal Road, Lincolnton
Rear of home showing fenced rear Patio and walk through door into attached garage. - 643 Shoal Road, Lincolnton
Another view of rear of home showcases the beautiful level lot that is cleared of trees. Chain link fence with gate connects to fencing on the left and rear property lines. - 643 Shoal Road, Lincolnton
Beautiful setting in rural western Lincoln County - 643 Shoal Road, Lincolnton
Two car detached garage, insulated, walk through door, 200amp electrical, concrete floor. - 643 Shoal Road, Lincolnton
Interior of detached garage.  Building is insulated, has 200amp power, concrete floor, walk through door, and two roll up garage doors. - 643 Shoal Road, Lincolnton
Detached garage can also be accessed by the gravel road beside the home, Western Sky Ct. - 643 Shoal Road, Lincolnton
42 photos

$365,000

643 Shoal Road
Lincolnton, NC 28092
Listed by Gail Huss · Lake Norman Realty, Inc.
Bedrooms
3
Bathrooms
2
Living area
1,698 sqft
Year built
1999

About this home

Immaculately maintained and thoughtfully updated, this inviting home is situated on nearly an acre in a peaceful rural community in western Lincoln County, just 10 minutes from downtown Lincolnton. The beautiful West Lincoln County Library and West Lincoln Park, featuring a playground, walking trail, picnic areas, and a seasonal splash pad are a 2 minute drive from this property! Prepare to be impressed by the spacious, open concept living and dining areas that flow seamlessly to an exceptional backyard designed for relaxing and entertaining. A tall privacy fence with two gates surrounds the concrete patio and impressive 14' x 24' gazebo, complete with five ceiling fans. With the septic system located in the front yard, the backyard also offers excellent potential for a future pool. Beautiful landscaping adorns the entire exterior. The home features numerous updates, including extensive kitchen and primary bath renovations, smooth ceilings throughout, roof, oversized gutters and downspouts, windows, and water heater. Gleaming hardwood floors enhance the main living areas, complemented by attractive laminate flooring in the kitchen, and ceramic tile in the baths. Propane tank & gas-log heater in the dining room convey, which the owners use from December through March to help reduce utility costs. Storage and garage space are equally impressive. The spacious two-car attached garage offers a rear exterior walk-out door and pull-down attic stairs providing access to fully floored storage above one garage bay, as well as an entrance to the remainder of the home's attic. An additional 25' x 30' detached two-car garage is insulated and features a concrete floor, two roll-up doors, a walk-through door, windows, and 200-amp electrical service. The septic system was recently pumped and inspected, with new risers installed, and the property has also had a recent annual termite inspection. This beautifully cared-for property is truly ready to impress! Visit our OPEN HOUSE, Saturday, October 31st, 12-2pm.

Property details

MLS
Canopy MLS
MLS #
CAR4436248
Property type
Single Family Residence
Subdivision
Western Sky Estates
Status
Active
Days on market
N/A
On market date
October 31, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
4
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Union Elementary
2.89 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
313
Student:teacher ratio
14.2:1
District
Lincoln County Schools
Middle
West Lincoln Middle
0.74 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
527
Student:teacher ratio
14.2:1
District
Lincoln County Schools
High
West Lincoln High
0.96 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
779
Student:teacher ratio
16.9:1
District
Lincoln County Schools

Walkability

Blended score for Lincolnton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

10
Very car-dependent
out of 100
EPA National Walkability Index
3.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lincolnton, from live MLS data.

On the market 0 days -- 83 fewer days than Lincolnton's current average of 83 days.
For reference, the median list price across 253 active listings in Lincolnton right now is $339,900.

Mortgage calculator

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Est. monthly payment
$2,348/mo
$73,000 down
$292,000 loan
Principal & interest$1,894
Property tax (est.)$304
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 15 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.