Single Family Residence at 401 S College Street, Monroe
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$450,000

401 S College Street
Monroe, NC 28112
Listed by Jonathan Dean · Call It Closed International Inc
Bedrooms
3
Bathrooms
2
Living area
2,209 sqft
Year built
1901

About this home

Some homes have character you simply can’t recreate. Built in 1901, this 3-bedroom, 2-bath home in Monroe’s Historic District brings together historic charm and an extensive renovation, giving its next owners plenty to appreciate from day one. Set on a corner lot beneath two stately oak trees, the home welcomes you with an expansive covered front porch. A second covered porch upstairs offers another inviting spot for morning coffee or a quiet end to the day. Out back, a brand-new deck adds even more space for relaxing, entertaining, or enjoying the surrounding yard. The property also includes a detached, oversized two-car garage, offering generous space for vehicles, storage, hobbies, or a workshop. Inside, original details, including transom windows, complement a long list of new finishes. The kitchen features all-new cabinetry, leather-finished countertops, appliances, and hardware. New flooring runs throughout the entire home, with hardwoods downstairs, carpet upstairs, and tile in the bathrooms. Brand-new plumbing, ductwork, and electrical, along with all-new fixtures and hardware, fresh interior paint, and refreshed bathrooms, bring everyday comfort to a home with more than a century of history. Landscaping and exterior improvements add to the curb appeal. Cherished by the same family for more than 40 years, this College Street home is ready for its next chapter. Just minutes from downtown Monroe’s restaurants, shops, and community events, this is a home best appreciated in person. Schedule your showing, explore the details, and save a few minutes for the front porch. This home is eligible for the Homeownership Plus program, offering qualified buyers 100% financing and up to $5,000 toward closing costs. Buyer eligibility, program requirements, and lender approval apply.

Property details

MLS
Canopy MLS
MLS #
CAR4429582
Property type
Single Family Residence
Subdivision
Mockingbird Hill
Status
Active
Days on market
N/A
On market date
October 29, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Benton Heights Elementary
1.02 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
500
Student:teacher ratio
10.6:1
District
Union County Public Schools
Middle
Monroe Middle
0.97 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
988
Student:teacher ratio
18.3:1
District
Union County Public Schools
High
Central Academy of Technology and Arts
0.87 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
809
Student:teacher ratio
18.4:1
District
Union County Public Schools

Walkability

Blended score for Monroe's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

74
Walkable
out of 100
EPA National Walkability Index
12.7 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores11
Parks9
Schools17
Transit stops0
Pharmacies7

Market position

How this listing compares to current activity in Monroe, from live MLS data.

On the market 0 days -- 86 fewer days than Monroe's current average of 86 days.
For reference, the median list price across 542 active listings in Monroe right now is $425,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,860/mo
$90,000 down
$360,000 loan
Principal & interest$2,335
Property tax (est.)$375
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.