Single Family Residence at 16012 Kelby Cove, Charlotte
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48 photos

$565,000

16012 Kelby Cove
Charlotte, NC 28278
Listed by Pamela McElroy · Keller Williams Ballantyne Area
Bedrooms
5
Bathrooms
3
Living area
3,390 sqft
Year built
2018

About this home

Welcome to your new home located in Ridgewater, a desirable community within The Palisades, offering an exceptional lifestyle with access to the community clubhouse, tennis courts,golf couses and convenient proximity to Lake Wylie. This immaculate corner lot home shows like a model and is move in ready with thoughtful updates and an abundance of living space! Step inside to discover new flooring on the main level, an oversized dining room, and an open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen features an oversized island, gas cooktop, convenient drop zone, and double pantries, providing plenty of storage and functionality. Off the kitchen is a flex space include a dedicated office area. An open floor plan with family room with a gas fireplace and penty of natural light. The main floor bedroom and full bathroom are perfect for guests or multigenerational living. Upstairs, enjoy an oversized loft area along with four additional bedrooms, including a spacious primary suite featuring a walk-in closet, garden tub, separate shower, and double vanity. With 5 bedrooms, 3 full bathrooms, generous storage, and versatile living spaces, this home offers room for everyone! Enjoy your morning coffee on the welcoming front porch or unwind on the back patio overlooking your peaceful outdoor space. Conveniently located in Southwest Charlotte, with easy access to restaurants, shopping, golf, Lake Wylie, Charlotte Douglas International Airport, and Uptown Charlotte. Come experience the space, comfort, and lifestyle this beautiful Palisades home has to offer!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4439539
Property type
Single Family Residence
Subdivision
Ridgewater
Status
Active
Days on market
1
On market date
October 31, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Palisades Park Elementary
2.6 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
821
Student:teacher ratio
18.7:1
District
Charlotte-Mecklenburg Schools
Middle
Southwest Middle School
4.14 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
1,328
Student:teacher ratio
17.0:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
22.16 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
6.5 / 20 -- Below average walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 1 days -- 68 fewer days than Charlotte's current average of 69 days.
For reference, the median list price across 5,619 active listings in Charlotte right now is $358,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,552/mo
$113,000 down
$452,000 loan
Principal & interest$2,932
Property tax (est.)$471
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 13 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.