Single Family Residence at 1524 INDIAN BAY RD, HERNANDO BEACH
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48 photos

$725,000

1524 INDIAN BAY RD
HERNANDO BEACH, FL 34607
Listed by Sean Kwiatkowski · PEOPLE'S TRUST REALTY
Bedrooms
2
Bathrooms
1.1
Living area
1,348 sqft
Year built
1945

About this home

RARE & REMARKABLE OPPORTUNITY! Discover the perfect blend of privacy, coastal beauty, and future potential with 5 acres MOL offering stunning Gulf views and indirect Gulf access. This truly one-of-a-kind property delivers the ultimate Old Florida lifestyle, where nature, water, and wide-open space come together. The updated 2-bedroom, 1.5-bath home is full of classic Florida character and charm, thoughtfully improved while maintaining its coastal appeal. One of the standout features is the covered and screened patio overlooking the canal, the ideal setting for morning coffee, evening sunsets, fishing, bird watching, and enjoying the peaceful waterfront surroundings. This property feels like your own private sanctuary. For those who need extra space, the impressive 28x24 detached garage provides ample room for boats, kayaks, workshop space, or additional storage. Another amazing feature is the private neighborhood park area across the street that provides direct access to the Gulf. Located just minutes from Hernando Beach, shopping, and local restaurants, you’ll enjoy the charm of this laid-back coastal community while still having acreage that is nearly impossible to find near the water. Whether you’re looking for a private waterfront retreat, multigenerational living potential, or future investment opportunity with subdivision options per Hernando County, this property delivers flexibility and upside that are hard to match. Waterfront acreage. Gulf views. Endless potential. This is what Florida dreams are made of.

Highlights

WaterfrontFireplace

Property details

MLS #
MFRTB8481004
Property type
Single Family Residence
Subdivision
NONE
Status
Active
Days on market
151
On market date
February 28, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
4
Parking spaces
N/A
Lot size
4.9 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
WESTSIDE ELEMENTARY SCHOOL
2.02 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
546
Student:teacher ratio
14.4:1
District
HERNANDO
Middle
HUDSON ACADEMY
6.14 mi away · Grades 4-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
994
Student:teacher ratio
18.4:1
District
PASCO
High
HUDSON HIGH SCHOOL
6.23 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,326
Student:teacher ratio
20.4:1
District
PASCO

Mortgage calculator

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Est. monthly payment
$4,516/mo
$145,000 down
$580,000 loan
Principal & interest$3,762
Property tax (est.)$604
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 30 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.