Single Family Residence at 40 Middle Rd, Chatham MA 02650, Chatham
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$3,495,000

40 Middle Rd, Chatham MA 02650
Chatham, MA 02650
Listed by Guthrie Schofield Group
Bedrooms
3
Bathrooms
3.5
Living area
3,838 sqft
Year built
2016

About this home

Set in North Chatham's prestigious Harbor Coves Association, this Eastward-built residence carries true pedigree. As you arrive, you're welcomed by an inviting farmer's porch, leading into a light-filled, open-concept great room where vaulted ceilings and recessed lighting create an airy, sun-filled feel throughout. The kitchen, living, and dining spaces flow seamlessly together, appointed with custom cabinetry and thoughtful, high-end finishes. A sunroom extends living space toward the landscape, while a bluestone patio, complete with outdoor kitchen and fire pit, delivers the indoor-outdoor connectivity that defines the best of Cape Cod living. Beyond, the backyard offers exceptional depth, with ample room for a future pool. The main-level primary wing offers a true retreat, with a walk-in closet, en suite bath, and windows framing the landscape beyond. Upstairs, a lounge and game space, a bonus space with barn doors and en suite bath, and two additional bedrooms sharing a full bath ensure room for everyone. A cupola and rich architectural detail crown grounds that are meticulously landscaped, while private Harbor Coves beach access opens onto Crows Pond, with deep-water access to Pleasant Bay beyond. Cherished and ready for its next chapter, this is North Chatham living at its finest!

Highlights

Fireplace

Property details

MLS #
73568353
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
29
On market date
August 26, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
12
Lot size
0.45 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Chatham Elementary School
1.77 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
145
Student:teacher ratio
8.5:1
District
Monomoy Regional School District
Middle
Monomoy Regional Middle School
1.07 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
456
Student:teacher ratio
10.9:1
District
Monomoy Regional School District
High
Monomoy Regional High School
4.77 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
670
Student:teacher ratio
11.0:1
District
Monomoy Regional School District

Walkability

Blended score for Chatham's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

36
Car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Nearby-amenity density
42 / 100
Restaurants & cafes8
Grocery stores0
Parks2
Schools1
Transit stops2
Pharmacies0

Market position

How this listing compares to current activity in Chatham, from live MLS data.

On the market 29 days -- 102 fewer days than Chatham's current average of 131 days.
For reference, the median list price across 87 active listings in Chatham right now is $2,150,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$21,197/mo
$699,000 down
$2,796,000 loan
Principal & interest$18,135
Property tax (est.)$2,913
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 26 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.