Front View - 8920 SW 97TH LANE RD #F, OCALA
Villa F - 8920 SW 97TH LANE RD #F, OCALA
Villa at 8920 SW 97TH LANE RD #F, OCALA, photo 3 of 30
Villa at 8920 SW 97TH LANE RD #F, OCALA, photo 4 of 30
Living Room - Virtually Staged - 8920 SW 97TH LANE RD #F, OCALA
Living Room - 8920 SW 97TH LANE RD #F, OCALA
Living Room - 8920 SW 97TH LANE RD #F, OCALA
Living Room - 8920 SW 97TH LANE RD #F, OCALA
Dining Room - Virtually Staged - 8920 SW 97TH LANE RD #F, OCALA
Dining Room - 8920 SW 97TH LANE RD #F, OCALA
Dining Room - 8920 SW 97TH LANE RD #F, OCALA
Primary Bedroom - Virtually Staged - 8920 SW 97TH LANE RD #F, OCALA
Primary Bedroom - 8920 SW 97TH LANE RD #F, OCALA
Primary Bedroom - 8920 SW 97TH LANE RD #F, OCALA
Primary Bathroom - 8920 SW 97TH LANE RD #F, OCALA
Primary Walk In Closet - 8920 SW 97TH LANE RD #F, OCALA
Bathroom 2 With Tub - 8920 SW 97TH LANE RD #F, OCALA
Bedroom 2 - 8920 SW 97TH LANE RD #F, OCALA
Bedroom 2 - 8920 SW 97TH LANE RD #F, OCALA
Kitchen - 8920 SW 97TH LANE RD #F, OCALA
Kitchen - 8920 SW 97TH LANE RD #F, OCALA
Kitchen - 8920 SW 97TH LANE RD #F, OCALA
Desk Area Off of Kitchen - 8920 SW 97TH LANE RD #F, OCALA
Interior Laundry - 8920 SW 97TH LANE RD #F, OCALA
View of Back - 8920 SW 97TH LANE RD #F, OCALA
Screened in Back Porch - 8920 SW 97TH LANE RD #F, OCALA
Screened in Back Porch - 8920 SW 97TH LANE RD #F, OCALA
New A/C Unit Sept. 2026 - 8920 SW 97TH LANE RD #F, OCALA
Community Garden - 8920 SW 97TH LANE RD #F, OCALA
Community Garden - 8920 SW 97TH LANE RD #F, OCALA
30 photos

$136,800

8920 SW 97TH LANE RD #F
OCALA, FL 34481
Listed by Cheryl Regina · BLACKHORSE REAL ESTATE LLC
Bedrooms
2
Bathrooms
2
Living area
1,368 sqft
Year built
1984

About this home

Virtually Staged. Looking for an affordable Florida lifestyle or a place to escape the cold winters? Welcome to On Top of the World, Ocala’s premier 55+ active adult community. This move-in-ready 2-bedroom, 2-bathroom villa offers an easy, low-maintenance lifestyle with plenty of opportunities to enjoy all that this vibrant community has to offer. Inside, you’ll find newly installed flooring, fresh interior paint, and a comfortable layout ready for you to make your own. Step outside to the spacious rear lanai, the perfect spot to enjoy your morning coffee or unwind at the end of the day. A new air-conditioning unit was installed in September 2026, providing added peace of mind. On Top of the World is known for its resort-style amenities, active lifestyle and wide variety of activities and social opportunities. With approximately 175 clubs and interest groups, there is something for almost every interest. Residents can enjoy multiple golf courses, tennis, pickleball, swimming pools, a fitness center, community gardens and numerous events and activities at Circle Square. If gardening is your passion, or something you’ve always wanted to try, the community garden is conveniently located just steps from this villa. Beyond the community, Ocala offers an abundance of medical facilities, restaurants, shopping and entertainment. The renowned World Equestrian Center is also nearby, offering world-class horse shows, dining and events. Come see this move-in-ready villa and discover the convenience, amenities and lifestyle that make On Top of the World such a popular destination for active adults. Be sure to explore the community amenities while you’re here, you may just find that your next chapter in Florida starts here!

Property details

MLS #
MFROM732873
Property type
Villa
Subdivision
AMERICANA VILLAGE
Status
Active
Days on market
N/A
On market date
September 25, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.05 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
HAMMETT BOWEN JR. ELEMENTARY SCHOOL
4.49 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
808
Student:teacher ratio
16.8:1
District
MARION
Middle
LIBERTY MIDDLE SCHOOL
4.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,315
Student:teacher ratio
21.2:1
District
MARION
High
WEST PORT HIGH SCHOOL
5.41 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,825
Student:teacher ratio
26.4:1
District
MARION

Walkability

Blended score for OCALA's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

49
Somewhat walkable
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Nearby-amenity density
75 / 100
Restaurants & cafes20
Grocery stores6
Parks2
Schools1
Transit stops0
Pharmacies3

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 0 days -- 99 fewer days than OCALA's current average of 99 days.
For reference, the median list price across 4,707 active listings in OCALA right now is $250,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$974/mo
$27,360 down
$109,440 loan
Principal & interest$710
Property tax (est.)$114
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.