Single Family Residence at 3866 UNDERWOOD ST, THE VILLAGES
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Front Guest Bedroom - 3866 UNDERWOOD ST, THE VILLAGES
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Interior Laundry Roon - 3866 UNDERWOOD ST, THE VILLAGES
Oversized Lanai Under Air - 3866 UNDERWOOD ST, THE VILLAGES
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Built in Spa - 3866 UNDERWOOD ST, THE VILLAGES
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$1,090,000

3866 UNDERWOOD ST
THE VILLAGES, FL 32163
Listed by Robyn Cavallaro · FLORIDA REALTY INVESTMENTS
Bedrooms
3
Bathrooms
2
Living area
1,976 sqft
Year built
2014

About this home

BACK ON THE MARKET! The previous buyer backed out at no fault of the seller and not because of the inspection results. The buyer forfeited their escrow deposit. Now is your opportunity to own this incredible WATERFRONT home with a POOL, NO BOND, and a NEW ROOF. If you missed it the first time, take another look. This one is worth seeing! **NO BOND. 2026 ROOF. HEATED SALTWATER POOL AND SPA. AND A WATER VIEW THAT DOES NOT QUIT.** I am not your ordinary Gardenia. I am tucked away on a quiet cul de sac in the Village of Lake Deaton, I do not do nosy neighbors, I do privacy, impressive outdoor living, and I am a short golf cart ride from Brownwood Paddock Square. Inside, I have 3 bedrooms, 2 bathrooms, and an open layout with **PORCELAIN TILE THROUGHOUT, NO CARPET, NO POPCORN CEILINGS.** My kitchen was built for someone who actually cooks and entertains, with **QUARTZ COUNTERTOPS**, a custom stone backsplash, a brand new KitchenAid refrigerator with an extended warranty, and something you will not find in most Villages homes: **DOUBLE WALL OVENS.** Holiday dinners and poolside parties get a lot easier when you can cook two things at two temperatures without playing musical casseroles. Upgraded ceiling fans with lights carry that same attention to detail through every living space. My second bedroom has built in cabinetry, so it works as a home office, a craft room, or a guest space that actually feels finished. My primary suite has a shiplap accent wall for character, plus **SPLIT CLOSETS**, dual vanities, a **ROMAN SHOWER**, and a **PRIVATE WATER CLOSET.** This is not a bedroom, it is a retreat. My biggest flex is a 28 by 15 OVERSIZED ENCLOSED LANAI, fully under air, wrapped in floor to ceiling sliding doors so you get the view in every season without fighting the weather for it. The current owners turned it into a game room and workout space, which tells you everything about how much usable square footage you are actually getting here. Custom cornice boards finish out the living room and primary bedroom. Outside, my EXPANDED custom birdcage sets up an entertaining and relaxation area with mood lighting that makes ordinary nights feel like something. My lot is fully landscaped, and past that is a wide homesite over peaceful water, so you can fish or launch a kayak from your own backyard whenever the mood strikes. I also come with a Nova Home water system, a ELECTRONIC GARAGE DOOR SCREEN, a custom painted driveway, and a 2 CAR PLUS GOLF CART garage. My attic even has flooring, so you get real storage instead of a crawl space that just collects boxes. No bond and a brand new 2026 roof alone can save you up to six figures compared to new construction. Add a heated saltwater pool, a fully landscaped lot, a water view, and upgrades most homes in this price range do not have, and you are not buying a house. You are buying yourself out of a to do list. Come see me before someone else calls me home.

Highlights

Private pool

Property details

MLS #
MFRG5117548
Property type
Single Family Residence
Subdivision
VILLAGE OF LAKE DEATON
Status
Active
Days on market
3
On market date
September 12, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.22 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
WILDWOOD ELEMENTARY SCHOOL
2.71 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
845
Student:teacher ratio
18.4:1
District
SUMTER
Middle
CARVER MIDDLE SCHOOL
6.36 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
792
Student:teacher ratio
19.3:1
District
LAKE
High
WILDWOOD MIDDLE/ HIGH SCHOOL
2.36 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
842
Student:teacher ratio
17.5:1
District
SUMTER

Walkability

Blended score for THE VILLAGES's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

28
Car-dependent
out of 100
EPA National Walkability Index
9.0 / 20 -- Below average walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in THE VILLAGES, from live MLS data.

On the market 3 days -- 66 fewer days than THE VILLAGES's current average of 69 days.
For reference, the median list price across 636 active listings in THE VILLAGES right now is $385,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$6,714/mo
$218,000 down
$872,000 loan
Principal & interest$5,656
Property tax (est.)$908
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.