Single Family Residence at 106 STEVEN ST, RUSKIN
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$499,900

106 STEVEN ST
RUSKIN, FL 33570
Listed by CLARKE REALTY LLC
Bedrooms
3
Bathrooms
2
Living area
1,508 sqft
Year built
1965

About this home

Nestled near the open bay with direct water access, this 1,580-square-foot 3/2 home with a boat lift delivers effortless waterfront living backed by modern updates for peace of mind and convenience. The thoughtfully refreshed interior features three bedrooms, two redesigned bathrooms, and a completely renovated kitchen showcasing crisp white shaker cabinets, gleaming granite countertops, and premium appliances perfectly suited for quiet mornings or entertaining after a day on the water. Outside, the property truly shines for boating enthusiasts, offering a brand-new 2023 boat lift, generous RV and boat parking, and a covered carport. The functional backyard adds rare charm with custom-built raised vegetable gardens and a versatile work shed that could easily convert into a private home office or used as ample storage for anything you need. Best of all, peace of mind is already built in so you can inherit quality rather than projects. Every major system has been recently upgraded, including a 50-year metal roof (2020), a new AC system (2021), a full whole-house re-plumb out to the street (2022), and hurricane-impact windows and doors (2024). This isn't just an address; it's a turnkey lifestyle ready to be enjoyed.

Highlights

Waterfront

Property details

MLS #
MFRTB8545351
Property type
Single Family Residence
Subdivision
COLLURA SUB
Status
Active
Days on market
16
On market date
September 3, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.21 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
RUSKIN ELEMENTARY SCHOOL
2.61 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
741
Student:teacher ratio
16.1:1
District
HILLSBOROUGH
Middle
SHIELDS MIDDLE SCHOOL
6.59 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,792
Student:teacher ratio
20.8:1
District
HILLSBOROUGH
High
LENNARD HIGH SCHOOL
4.32 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,259
Student:teacher ratio
22.1:1
District
HILLSBOROUGH

Walkability

Blended score for RUSKIN's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

30
Car-dependent
out of 100
EPA National Walkability Index
7.8 / 20 -- Below average walkable
Nearby-amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,160/mo
$99,980 down
$399,920 loan
Principal & interest$2,594
Property tax (est.)$417
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.