Single Family Residence at 102 12TH AVE E, PALMETTO
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$1,950,000

102 12TH AVE E
PALMETTO, FL 34221
Listed by WHITE SANDS REALTY GROUP FL
Bedrooms
4
Bathrooms
4
Living area
4,462 sqft
Year built
2003

About this home

Welcome to an exceptional waterfront estate, gracefully positioned at the end of a palm-lined cul-de-sac on a private peninsula within the exclusive gated community of Riviera Dunes. Set along the peaceful Manatee River, this residence captures breathtaking sunset views and offers a refined coastal lifestyle with convenient access to the Gulf of Mexico via the community’s deep-water marina. This furnished custom home spans over 4,400 square feet of elegant living space and more than 5,700 total square feet designed for both luxurious everyday living and grand-scale entertaining. From the moment you arrive, the paver driveway, striking curb appeal, and three-car tandem garage with designer checkerboard flooring set the tone. Inside, expansive tray ceilings with ambient lighting, custom ironwork, and timeless finishes create an elevated yet inviting atmosphere. A grand formal dining room is perfect for hosting, while the massive great room, anchored by a gas fireplace and custom built-ins, offers both comfort and style. The gourmet kitchen is thoughtfully appointed with granite countertops, natural wood custom cabinetry, a walk-in pantry, built-in desk, wet bar, and premium appliances including Thermador and Sub-Zero. The main-level owner’s suite is a private sanctuary, featuring serene water views from every window, a custom walk-in closet, and a spa-inspired bath with glass shower, dual vanities, abundant storage, private commode with bidet, and an in-suite wet bar. Upstairs, a spacious family and recreation area with kitchenette opens to an expansive balcony overlooking the water, ideal for relaxing or entertaining. Step outside to your private waterfront retreat, where a covered patio and seating area lead to a stunning beach-entry, heated, saltwater, infinity pool, perfectly positioned to take in spectacular sunset views over the river. Built for both beauty and peace of mind, the home features hurricane impact glass, a concrete seawall, and has experienced no flooding during recent storm events, an exceptional benefit for waterfront living. Additional highlights include a wine cellar, tile flooring throughout, stucco exterior, and a classic barrel tile roof. While this property does not include a private dock, Riviera Dunes offers one of Southwest Florida’s safest deep-water harbors, with boat slips often available for purchase separately, providing convenient boating access to the Gulf in approximately 10 minutes. This home is ideally located just minutes to I-75, approximately 45 minutes to Tampa International Airport, 30 minutes to Sarasota-Bradenton International Airport, and close to premier shopping and dining at Ellenton Premium Outlets and University Town Center. This is more than a home, it’s a rare opportunity to experience waterfront living with unmatched sunsets, elegance, and privacy.

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRN6143586
Property type
Single Family Residence
Subdivision
PENINSULA AT RIVIERA DUNES
Status
Active
Days on market
115
On market date
April 6, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
3
Parking spaces
N/A
Lot size
0.28 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MANATEE ELEMENTARY SCHOOL
1.14 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
550
Student:teacher ratio
16.2:1
District
MANATEE
Middle
LINCOLN MEMORIAL MIDDLE SCHOOL
1.28 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
307
Student:teacher ratio
14.6:1
District
MANATEE
HighCharter
MANATEE SCHOOL FOR THE ARTS
0.54 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,902
Student:teacher ratio
20.2:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

87
Highly walkable
out of 100
EPA National Walkability Index
15.5 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores8
Parks6
Schools9
Transit stops20
Pharmacies5

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 115 days -- 6 more days than PALMETTO's current average of 109 days.
For reference, the median list price across 677 active listings in PALMETTO right now is $369,999.

Mortgage calculator

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Est. monthly payment
$11,893/mo
$390,000 down
$1,560,000 loan
Principal & interest$10,118
Property tax (est.)$1,625
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 31, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.