Single Family Residence at 486 PANARO LN, HAINES CITY
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$345,000

486 PANARO LN
HAINES CITY, FL 33844
Listed by Kevin Betancourt Torres · LA ROSA REALTY CENTRAL FLORIDA LLC
Bedrooms
3
Bathrooms
2
Living area
1,783 sqft
Year built
2022

About this home

Virtually Staged. ASSUMABLE 5.375 RATE MORTGAGE! Take advantage of the opportunity to assume an existing mortgage with approximately 26 years remaining, offering a unique financing option compared to starting a new 30-year loan. Welcome to this beautiful 2022-built 3-bedroom, 2-bath home offering modern comfort, thoughtful upgrades, and a spacious feel throughout. The open-concept floor plan creates an inviting flow between the living, dining, and kitchen areas, while the tall ceilings add an extra sense of openness and space. The split-bedroom layout provides privacy for the primary suite while keeping the additional bedrooms comfortably positioned for family or guests. Step outside to enjoy the fully paid-off privacy fence and spacious lanai, creating a great outdoor space for relaxing, entertaining, or enjoying Florida's beautiful weather. The home also features solar panels with an affordable monthly payment while allowing you to own the equipment long-term, helping make electricity costs more manageable. Located in a welcoming community with a pool and playground, this home combines newer construction, desirable upgrades, energy-saving features, and an exceptional mortgage opportunity. Don't miss your chance to make this home yours!

Property details

MLS #
MFRO6445766
Property type
Single Family Residence
Subdivision
MAGNOLIA PARK PH 1&2
Status
Active
Days on market
N/A
On market date
October 1, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
ALTA VISTA ELEMENTARY SCHOOL
0.46 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
741
Student:teacher ratio
14.8:1
District
POLK
Middle
SHELLEY S. BOONE MIDDLE SCHOOL
1.61 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,263
Student:teacher ratio
22.2:1
District
POLK
High
HAINES CITY SENIOR HIGH SCHOOL
1.59 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,898
Student:teacher ratio
22.1:1
District
POLK

Walkability

Blended score for HAINES CITY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

19
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
22 / 100
Restaurants & cafes2
Grocery stores2
Parks0
Schools0
Transit stops2
Pharmacies0

Market position

How this listing compares to current activity in HAINES CITY, from live MLS data.

On the market 0 days -- 99 fewer days than HAINES CITY's current average of 99 days.
For reference, the median list price across 848 active listings in HAINES CITY right now is $289,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,228/mo
$69,000 down
$276,000 loan
Principal & interest$1,790
Property tax (est.)$288
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 14 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.