Single Family Residence at 903 20TH AVE W, PALMETTO
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 2 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 3 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 4 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 5 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 6 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 7 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 8 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 9 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 10 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 11 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 12 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 13 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 14 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 15 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 16 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 17 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 18 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 19 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 20 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 21 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 22 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 23 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 24 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 25 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 26 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 27 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 28 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 29 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 30 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 31 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 32 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 33 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 34 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 35 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 36 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 37 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 38 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 39 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 40 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 41 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 42 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 43 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 44 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 45 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 46 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 47 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 48 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 49 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 50 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 51 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 52 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 53 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 54 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 55 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 56 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 57 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 58 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 59 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 60 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 61 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 62 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 63 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 64 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 65 of 66
Single Family Residence at 903 20TH AVE W, PALMETTO, photo 66 of 66
66 photos

$889,000

903 20TH AVE W
PALMETTO, FL 34221
Listed by Tim Lester · TIM LESTER INTERNAT'L REALTY
Bedrooms
3
Bathrooms
2
Living area
2,368 sqft
Year built
1981

About this home

Waterfront living in West Palmetto at its finest! Set along a protected deep-water canal with no bridges and direct boating access to the Manatee River, Tampa Bay, and the Gulf, this beautifully appointed Key West-inspired home offers the ultimate Florida lifestyle. A lush tropical landscape and thoughtfully designed xeriscaping welcome you to this impeccably maintained property. Inside, the open-concept floor plan is filled with natural light and framed by tranquil water views. Beautiful wood flooring, a wood-burning fireplace, and expansive windows create a warm and inviting atmosphere. At the heart of the home, the gourmet kitchen features custom wood cabinetry, granite countertops, a large center island, stainless steel appliances, an induction cooktop, wine cooler, designer backsplash, and under-cabinet lighting. The kitchen opens effortlessly to the dining and living spaces, making it ideal for both relaxed living and entertaining. The spacious primary suite provides a private retreat with a spa-inspired bath featuring Norstone shower walls, custom dual vanities, and distinctive beadboard ceilings. A flexible bonus room offers built-in office space, wine storage, a walk-in pantry, and additional laundry storage. Two generously sized secondary bedrooms provide comfortable accommodations for family and guests. One of the home’s standout features is the bright Florida room, where eight sliding doors open to sweeping water views, creating an exceptional connection between indoor and outdoor living. The screened pool is both heated and chilled, perfect for year-round enjoyment. Step outside and discover a true boater’s paradise. The 60-foot composite dock includes water, electricity, lighting, a fish-cleaning station, and a 7,500-pound boat lift. Approximately 5 feet of water at low tide and 15/30/50-amp power provide excellent boating flexibility, with the dock accommodating vessels up to 60 feet. A waterfront gathering area with built-in swings and Bluetooth speakers, plus a storage/tackle shed and covered grilling space, make the backyard ideal for entertaining. With no HOA or deed restrictions, there is added flexibility for a full-time residence, seasonal retreat, or potential short-term rental. Located just minutes from Sarasota, Bradenton, St. Petersburg, and Tampa, the home is close to beaches, airports, restaurants, and recreation. Emerson Point Preserve is nearby, offering miles of trails, kayaking, and beautiful sunsets. A rare combination of exceptional boating access, refined comfort, and relaxed coastal living, this is more than a home; it’s a waterfront lifestyle. Your next chapter is just one showing away!

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRA4708188
Property type
Single Family Residence
Subdivision
RIVERSIDE PARK REP OF A POR
Status
Active
Days on market
N/A
On market date
October 2, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.22 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
PALMETTO ELEMENTARY SCHOOL
0.37 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
589
Student:teacher ratio
14.4:1
District
MANATEE
Middle
JUST FOR GIRLS MIDDLE SCHOOL
0.41 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
37
Student:teacher ratio
9.3:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
0.97 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

38
Car-dependent
out of 100
EPA National Walkability Index
7.5 / 20 -- Below average walkable

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 0 days -- 108 fewer days than PALMETTO's current average of 108 days.
For reference, the median list price across 695 active listings in PALMETTO right now is $369,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$5,504/mo
$177,800 down
$711,200 loan
Principal & interest$4,613
Property tax (est.)$741
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 18 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.