Single Family Residence at 109 BAY LAKE DR, ORMOND BEACH
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$639,900

109 BAY LAKE DR
ORMOND BEACH, FL 32174
Listed by Deborah Spelman · VENTURE DEVELOPMENT REALTY,INC
Bedrooms
3
Bathrooms
2
Living area
2,048 sqft
Year built
2003

About this home

Welcome to this beautifully upgraded 3/2 ICI Tiffany model in desirable Ormond Beach, where refined indoor comfort meets exceptional Florida outdoor living. From the moment you arrive, the impressive curb appeal sets the tone, featuring elegant stone accents on the front of the home, plantation shutters, professionally enhanced landscaping with decorative lava rock, and a Shark-coated driveway and garage floor for both style and durability. Step inside to a light, upgraded interior that has been freshly painted throughout and features tile flooring across the entire home for effortless Florida living. New LED lighting adds a crisp, modern touch, while plantation shutters provide timeless elegance and privacy. The gourmet kitchen has been thoughtfully refreshed with new granite countertops, a new sink and faucet, creating a beautiful and functional space for everyday living and entertaining. The spacious primary suite offers a private retreat, complete with custom closets, an updated primary bathroom, and sliding glass doors leading directly to the lanai. The guest bedroom offers exceptional flexibility with a Murphy bed and wraparound desk, making it ideal for guests, a home office, or both. The true showstopper is the resort-style backyard oasis. The approximately two-year-old saltwater, heated pool features LED lighting and Wi-Fi capability, creating the perfect setting for relaxing swims, evening entertaining, or enjoying Florida's year-round outdoor lifestyle. A screened enclosure and paver patio provide an inviting extension of the living space. The expansive lanai is designed for entertaining, featuring a fully equipped outdoor kitchen with granite countertops, Weber grill, and mini refrigerator. New ceiling fans and LED lighting enhance the lanai's comfort and ambiance. A motorized garage screen adds even more versatility to the garage and outdoor living areas. Located in Flagler County with NO CDD fees, this exceptional home combines thoughtful upgrades, stylish finishes, and a truly spectacular outdoor living experience. Beautifully maintained and move-in ready, this is Florida living at its finest. The roof is 2years old, and a 2021 hot water tank! Please note the hot tub is negotiable! Come & enjoy the 45 holes of golf, pickleball, tennis, 2 pools, gym & spa! Brand new clubhouse & tiki-bar! Buyers of this property will enjoy a substantial discount on the club initiation fees, when they join within 30 days of closing!

Highlights

Private poolFireplace

Property details

MLS #
MFRFC321156
Property type
Single Family Residence
Subdivision
PLANTATION BAY PH 01A UNIT 01-6
Status
Active
Days on market
12
On market date
September 2, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.38 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
OLD KINGS ELEMENTARY SCHOOL
6.7 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,130
Student:teacher ratio
15.9:1
District
FLAGLER
Middle
ORMOND BEACH MIDDLE SCHOOL
7.04 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,029
Student:teacher ratio
19.4:1
District
VOLUSIA
High
FLAGLER-PALM COAST HIGH SCHOOL
7.61 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,662
Student:teacher ratio
26.1:1
District
FLAGLER

Walkability

Blended score for ORMOND BEACH's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Nearby-amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,004/mo
$127,980 down
$511,920 loan
Principal & interest$3,320
Property tax (est.)$533
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.