No photos available for this listing

$634,900

452 Cumberland Cove Rd, Monterey, TN 38574
Monterey, TN 38574
Listed by Ashleigh Simmons · Keller Williams Realty Cookeville
Bedrooms
3
Bathrooms
3.1
Living area
N/A
Year built
1998

About this home

Nestled in the highly sought-after community of Cumberland Cove atop the scenic Cumberland Plateau, this private 4-acre estate offers a quiet, mountain-country feel with convenient access to nearby city amenities, local healthcare, and exclusive private community hiking trails featuring peaceful streams and beautiful waterfalls. Featuring a beautifully updated 3-bedroom, 3.5-bathroom main residence along with a fully equipped, private mother-in-law suite, the property is designed for effortless multi-generational living or flexible guest quarters. The main home delivers thoughtful functionality with dual primary suites--one conveniently located on the main level and another upstairs--alongside a large upstairs bonus room, generously sized bedrooms, and beautifully appointed bathrooms throughout. The inviting main living area centers around a cozy gas log fireplace, while the chef's kitchen boasts gorgeous granite countertops, custom cabinetry with convenient pull-out drawers, and brand-new appliances including the refrigerator, microwave, and sink. The interior has been freshly painted, and the home comes complete with a washer and dryer set that stays with the property. The self-contained mother-in-law suite serves as a peaceful, autonomous sanctuary, featuring its own dedicated ensuite bathroom and a second private gas log fireplace. Step outside to relax on the freshly painted wrap-around porch--the perfect spot for watching the local deer--where you can take in panoramic views of your 4 private acres, lushly landscaped with mature hostas, hydrangeas, and rhododendrons. Homesteading and gardening enthusiasts will appreciate the fully fenced, established organic garden currently yielding cucumbers, squash, zucchini, tomatoes, pumpkins, and gourds. Packed with high-end infrastructure and practical extras, the property includes a 2-car attached garage, a convenient circle driveway with ample parking for recreational vehicles, an outdoor storage shed, a whole-house backup generator, a whole-home water filtration system, and a fully encapsulated crawlspace for optimized climate control, moisture management, and structural peace of mind.

Highlights

Fireplace

Property details

MLS #
1352331
Property type
Single Family Residence
Subdivision
Cumberland Cove
Status
Active
Days on market
2
On market date
August 19, 2026
Stories
N/A
Garage spaces
2
Lot size
4 acres
Loading map…

Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Burks Elementary
5.95 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
480
Student:teacher ratio
13.7:1
District
Putnam County
Middle
None found nearby
High
Monterey High School
6.27 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,973/mo
$126,980 down
$507,920 loan
Principal & interest$3,294
Property tax (est.)$529
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.