Front Elevation - 215 S LAKE HOWARD DR, WINTER HAVEN
Circular Driveway - 215 S LAKE HOWARD DR, WINTER HAVEN
Lake Front - 215 S LAKE HOWARD DR, WINTER HAVEN
Living Room - 215 S LAKE HOWARD DR, WINTER HAVEN
Front Entry - 215 S LAKE HOWARD DR, WINTER HAVEN
Living Room Looking Back toward Front Door - 215 S LAKE HOWARD DR, WINTER HAVEN
Dining Room - 215 S LAKE HOWARD DR, WINTER HAVEN
Kitchen - 215 S LAKE HOWARD DR, WINTER HAVEN
Dining Room - 215 S LAKE HOWARD DR, WINTER HAVEN
Kitchen - 215 S LAKE HOWARD DR, WINTER HAVEN
Primary Bedroom - 215 S LAKE HOWARD DR, WINTER HAVEN
Primary Bedroom - 215 S LAKE HOWARD DR, WINTER HAVEN
Primary Bathroom - 215 S LAKE HOWARD DR, WINTER HAVEN
Primary Shower - 215 S LAKE HOWARD DR, WINTER HAVEN
Primary Bathroom - 215 S LAKE HOWARD DR, WINTER HAVEN
Bedroom 2 - 215 S LAKE HOWARD DR, WINTER HAVEN
Bedroom 2 - 215 S LAKE HOWARD DR, WINTER HAVEN
Guest / Hall Bathroom - 215 S LAKE HOWARD DR, WINTER HAVEN
Guest / Hall Bathroom - 215 S LAKE HOWARD DR, WINTER HAVEN
Bedroom 1 - 215 S LAKE HOWARD DR, WINTER HAVEN
Bedroom 1 - 215 S LAKE HOWARD DR, WINTER HAVEN
Bedroom 1 - 215 S LAKE HOWARD DR, WINTER HAVEN
Bonus Room off Screen Room - 215 S LAKE HOWARD DR, WINTER HAVEN
Bonus Room of Screen Room - 215 S LAKE HOWARD DR, WINTER HAVEN
Screened Rear Patio - 215 S LAKE HOWARD DR, WINTER HAVEN
Rear Screened Patio - 215 S LAKE HOWARD DR, WINTER HAVEN
Screened Patio - 215 S LAKE HOWARD DR, WINTER HAVEN
Rear Yard - 215 S LAKE HOWARD DR, WINTER HAVEN
Rear Yard - 215 S LAKE HOWARD DR, WINTER HAVEN
Rear Yard - 215 S LAKE HOWARD DR, WINTER HAVEN
Shed - 215 S LAKE HOWARD DR, WINTER HAVEN
Lake Frontage Property - 215 S LAKE HOWARD DR, WINTER HAVEN
Aerial Photo - 215 S LAKE HOWARD DR, WINTER HAVEN
View of Dock and Boat Covering - 215 S LAKE HOWARD DR, WINTER HAVEN
Dock - 215 S LAKE HOWARD DR, WINTER HAVEN
Aerial View - 215 S LAKE HOWARD DR, WINTER HAVEN
Dock - 215 S LAKE HOWARD DR, WINTER HAVEN
Dock - 215 S LAKE HOWARD DR, WINTER HAVEN
Side Yard - 215 S LAKE HOWARD DR, WINTER HAVEN
Driveway - 215 S LAKE HOWARD DR, WINTER HAVEN
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 41 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 42 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 43 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 44 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 45 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 46 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 47 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 48 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 49 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 50 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 51 of 52
Single Family Residence at 215 S LAKE HOWARD DR, WINTER HAVEN, photo 52 of 52
52 photos

$419,000

215 S LAKE HOWARD DR
WINTER HAVEN, FL 33880
Listed by Brandy Duncan · COLDWELL BANKER REALTY
Bedrooms
3
Bathrooms
2
Living area
2,099 sqft
Year built
1948

About this home

LAKEFRONT OPPORTUNITY ON LAKE HOWARD! Enjoy the Winter Haven waterfront lifestyle at 215 S Lake Howard Drive. This 3-bedroom (with bonus room off bedroom- possibly and office overlooking the lake), 2-bath home includes lakefront property directly across Lake Howard Drive from the residence, providing access to beautiful Lake Howard along with a private dock and covered boat area. The home has recently been refreshed and is ready for its next chapter, featuring fresh interior paint, new carpet and padding, professional cleaning, and professionally steam-cleaned tile. The floor plan offers comfortable living spaces, a single-car garage, and a large screened rear patio overlooking the spacious, fenced backyard. Across the street, your lakefront area provides the opportunity to enjoy boating, fishing, and everything that makes living on Lake Howard so special. Keep your boat conveniently at the dock and head out on the water to enjoy the Central Florida lake lifestyle. The home offers a great foundation for a buyer looking for waterfront access while still having the opportunity to make additional improvements and personalize the property. With some added love and updating, this could become a wonderful full-time residence, seasonal Florida home, or lake retreat. Conveniently located near downtown Winter Haven, shopping, dining, medical facilities, and area attractions, this property combines an established location with one of Winter Haven's most desirable amenities, access to Lake Howard right across the street. Bring your vision, your boat, and your love of the water and discover the possibilities at 215 S Lake Howard Drive!

Highlights

Waterfront

Property details

MLS #
MFRL4965431
Property type
Single Family Residence
Subdivision
LINGER & NICHOLS SUB/WINTER H
Status
Active
Days on market
N/A
On market date
September 29, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.4 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
CYPRESS JUNCTION MONTESSORI
0.38 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
195
Student:teacher ratio
15.0:1
District
POLK
Middle
DENISON MIDDLE SCHOOL
1.01 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
758
Student:teacher ratio
19.0:1
District
POLK
High
WINTER HAVEN SENIOR HIGH SCHOOL
1.31 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,417
Student:teacher ratio
23.0:1
District
POLK

Walkability

Blended score for WINTER HAVEN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

92
Highly walkable
out of 100
EPA National Walkability Index
17.3 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks13
Schools20
Transit stops20
Pharmacies14

Market position

How this listing compares to current activity in WINTER HAVEN, from live MLS data.

On the market 0 days -- 94 fewer days than WINTER HAVEN's current average of 94 days.
For reference, the median list price across 1,252 active listings in WINTER HAVEN right now is $245,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,673/mo
$83,800 down
$335,200 loan
Principal & interest$2,174
Property tax (est.)$349
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 14 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.