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$45,000

00 Cumberland Lakes Drive, Monterey, TN 38574
Monterey, TN 38574
Listed by Jerry Payne · The Real Estate Collective
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Build Your Dream Home in Beautiful Cumberland Lakes! Discover the perfect setting for your future home with this 3.2-acre wooded lot on Cumberland Lakes Drive in Monterey, Tennessee. This property is approved for a 3-bedroom home and already includes a valid septic permit, making it an excellent opportunity to begin building sooner. Nestled within the highly desirable Cumberland Lakes community, you'll enjoy the peace and beauty of nature while having access to four pristine private lakes surrounded by scenic forest. Whether you enjoy fishing, kayaking, wildlife watching, or simply taking in the tranquil surroundings, this community offers an exceptional lifestyle. Residents also have access to approximately 15 miles of paved roads, perfect for walking, jogging, or leisurely bike rides through the picturesque landscape. If you've been searching for a private homesite with modern conveniences and outstanding natural beauty, this property is ready to make your vision a reality. Don't miss this opportunity to own your piece of Tennessee paradise!

Property details

MLS #
1350674
Property type
Land
Subdivision
Cumberland Cove
Status
Active
Days on market
17
On market date
August 4, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
3.2 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
North Cumberland Elementary
6.46 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
576
Student:teacher ratio
17.5:1
District
Cumberland County
Middle
None found nearby
High
Monterey High School
7.46 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Nearby-amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 17 days -- 323 fewer days than Monterey's current average of 341 days.
For reference, the median list price across 158 active listings in Monterey right now is $64,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$421/mo
$9,000 down
$36,000 loan
Principal & interest$233
Property tax (est.)$38
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated August 5, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.