Welcome to 513 Harbor Drive N. Indian Rocks Beach - 513 HARBOR DR N, INDIAN ROCKS BEACH
Welcome to 513 Harbor Drive N in Indian Rocks Beach - 513 HARBOR DR N, INDIAN ROCKS BEACH
Welcome to 513 Harbor Drive N Indian Rocks Beach - 513 HARBOR DR N, INDIAN ROCKS BEACH
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Easy access to the Gulf - 513 HARBOR DR N, INDIAN ROCKS BEACH
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Laundry Room with plenty of storage - 513 HARBOR DR N, INDIAN ROCKS BEACH
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$1,285,000

513 HARBOR DR N
INDIAN ROCKS BEACH, FL 33785
Listed by Sharon Deegan · COLDWELL BANKER REALTY
Bedrooms
2
Bathrooms
2
Living area
1,826 sqft
Year built
1971

About this home

Welcome to waterfront living in the heart of Indian Rocks Beach. Perfectly positioned with direct access to the Intracoastal, this beautifully maintained home offers the opportunity to enjoy the best of the Florida lifestyle right from your own backyard. With a short boat ride to the Gulf, a private dock, and the beach just a couple blocks away, every day feels like a vacation. This spacious 2 bedroom, 2 bath home offers a a desirable split floor plan where both bedroom and bathroom combos can be closed off for a private suite feel. Great for guests and shared living. The kitchen features solid wood cabinetry, double ovens, newer appliances, and a beautiful view of the water. A built-in bar area provides additional cabinetry and a convenient space for entertaining. Newer luxury vinyl plank flooring and updated larger baseboards are found throughout, while a wood-burning fireplace adds warmth and character to the living space. Sliding glass doors open to a covered, waterfront patio with remote controlled awning designed for relaxing and entertaining. Pour your morning coffee, enjoy an evening cocktail, or simply watch dolphins and manatees make their way along the Intracoastal. Step outside to fish from your private dock or enjoy spectacular sunsets every evening from your own backyard. The spacious backyard also offers room to create your own private pool oasis, adding even more potential to this exceptional waterfront setting. Updates include interior paint (2025), HVAC (2026), water heater (2024), indoor laundry room with storage, and a spacious 2 car garage with a hurricane-rated door. And then there’s Indian Rocks Beach: a golf-cart-friendly community known for its award winning beaches, locally owned restaurants, shops, surf shops, waterfront nature park, tennis and pickleball courts, library, Beach Art Center, dog park, basketball and skate parks, and laid-back coastal charm. Whether you're looking for a full-time residence, a beachside retreat, or an investment property with short-term rental potential, this is the perfect opportunity to own a piece of the Indian Rocks Beach lifestyle. Come and discover why life on the water is even better.

Highlights

WaterfrontFireplace

Property details

MLS #
MFRTB8516837
Property type
Single Family Residence
Subdivision
INDIAN BEACH RE-REVISED 29TH ADD
Status
Active
Days on market
13
On market date
September 17, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.18 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
ANONA ELEMENTARY SCHOOL
1.61 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
462
Student:teacher ratio
12.8:1
District
PINELLAS
Middle
LARGO MIDDLE SCHOOL
3.15 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
890
Student:teacher ratio
17.5:1
District
PINELLAS
High
LARGO HIGH SCHOOL
3.15 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,096
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for INDIAN ROCKS BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

74
Walkable
out of 100
EPA National Walkability Index
13.2 / 20 -- Above average walkable
Google Places amenity density
85 / 100
Restaurants & cafes14
Grocery stores2
Parks12
Schools5
Transit stops20
Pharmacies1

Mortgage calculator

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Est. monthly payment
$7,888/mo
$257,000 down
$1,028,000 loan
Principal & interest$6,668
Property tax (est.)$1,071
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 18 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.