Single Family Residence at 9978 SW 98TH TER, GAINESVILLE
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$439,900

9978 SW 98TH TER
GAINESVILLE, FL 32608
Listed by Stephanie Barron · HOMETOWN REALTY OF NORTH FLORIDA, INC
Bedrooms
4
Bathrooms
3
Living area
1,866 sqft
Year built
2005

About this home

Built in 2025 and set on a full acre, this 4-bedroom, 3-bath Gainesville home offers 1,866 square feet of heated and cooled living space with room to enjoy both indoors and out. The single-story layout features an open floor plan and split-bedroom design, creating a practical separation between the primary suite and additional bedrooms. The primary suite includes a walk-in closet, dual sinks with separate vanities, linen storage, a private water closet and a spacious shower. The kitchen is equipped with smart appliances, while smart switches, an electric fireplace, ceiling fans and blinds add convenience throughout the home. An EV/hybrid vehicle charging port is already installed in the garage. Step outside to a covered patio overlooking the one-acre property, with established grass, trees, partial fencing, automatic irrigation in the front and back, and a small pond near the front of the property. A concrete driveway provides easy access to the home. The property is served by a private well and septic system, with electric service through Clay Electric and cable and internet availability through Cox. Hammock Ridge also includes a neighborhood park with a playground and walking path. Located in Gainesville, the home offers a country setting while keeping shopping, dining, healthcare and everyday services within convenient reach. Gainesville is known for its extensive park system and access to North Florida's natural areas, including nearby Paynes Prairie Preserve State Park and the trails and recreation surrounding the city's creeks and waterways. The Santa Fe River and Suwannee River are also part of the broader North Central Florida landscape, offering additional opportunities for kayaking, fishing and outdoor recreation.

Highlights

Fireplace

Property details

MLS #
MFRGC543040
Property type
Single Family Residence
Subdivision
HAMMOCK RIDGE UNIT 3-F
Status
Active
Days on market
1
On market date
September 1, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
1 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
KIMBALL WILES ELEMENTARY SCHOOL
3.74 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
860
Student:teacher ratio
14.3:1
District
ALACHUA
Middle
KANAPAHA MIDDLE SCHOOL
3.49 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,122
Student:teacher ratio
22.0:1
District
ALACHUA
High
AMIKIDS
3.29 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
14
District
ALACHUA

Mortgage calculator

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Est. monthly payment
$2,799/mo
$87,980 down
$351,920 loan
Principal & interest$2,283
Property tax (est.)$367
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.