SwanPondFront2
FrontView 440 swan pond
AerialViewTaxMap
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Aerial 4 Swan Pond
Aerial LakeView Swan Pond
Aerial Lake View Left of the property to
Aerial Looking right of the property
Cleared Kitchen SP Cir
KitchenCleared SP
Living Room SP
Main Lvl Bedroom #2 SP
Main Lvl Bedroom #1 SP
Bathroom
Basement BR3 v2 SP
Basement BR3 v1 SP
Basement FamRM
17 photos

$359,000

440 Swan Pond Cir Rd, Harriman, TN 37748
Harriman, TN 37748
Listed by Debby Hill · BHHS Dean-Smith Realty
Bedrooms
3
Bathrooms
1
Living area
N/A
Year built
1976

About this home

Discover a riverfront opportunity on 1.28 acres with more than 320 feet of shoreline on the Emory River/Watts Bar Lake. This rare property includes a site-built 1,200 SF cottage with a basement, plus a single-wide mobile home that needs a complete overhaul. Renovate, rebuild, or replace it with something new. The cottage offers 3 bedrooms and 1 bath, a galley kitchen, and a bright living room on the main level. The lower level features a family room, a third bedroom, and an oversized laundry/storage area with walk-out access. With gentle topography, generous shoreline, and flexible use options, this property invites vision. Build your dream riverfront home while living in the cottage, create a multi-generational retreat, or explore dividing the lot to maximize value. Whether you're seeking a personal getaway, an investment property, or a long-term development opportunity, 440 Swan Pond Circle delivers unmatched versatility on the water. This property is part of an estate and will be sold as-is with no warranty.

Property details

MLS #
1345410
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
64
On market date
June 20, 2026
Stories
N/A
Garage spaces
N/A
Lot size
1.28 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Bowers Elementary
3.69 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
540
Student:teacher ratio
15.0:1
District
Roane County
Middle
Harriman Middle School
2.76 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
277
Student:teacher ratio
14.6:1
District
Roane County
High
Harriman High School
2.92 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
352
Student:teacher ratio
16.8:1
District
Roane County

Mortgage calculator

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Est. monthly payment
$2,312/mo
$71,800 down
$287,200 loan
Principal & interest$1,863
Property tax (est.)$299
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.