Aerial view — Aerial view of the canal-front property showing direct water access to the Intracoastal Waterway, with two covered boat lift areas on the dock, a backyard pool, detached garage, and mature palm landscaping - 342 N 12TH ST, FLAGLER BEACH
Front exterior — Front elevation with standing-seam metal roof, covered porch, painted railings, and paver walkway leading to the entry. - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 3 of 60
Aerial view (dusk) — Twilight aerial view of the canal-front home highlighting the dock with two covered boat lifts, backyard pool, and unobstructed water access to the Intracoastal Waterway. - 342 N 12TH ST, FLAGLER BEACH
Pool area — Fenced backyard pool with paver deck, canal views, and a covered dock structure visible beyond the fence line. - 342 N 12TH ST, FLAGLER BEACH
Entry hallway — Tiled entry hallway with crown molding, chair rail, and a glass-paneled front door with sidelights. - 342 N 12TH ST, FLAGLER BEACH
Great room — Open-concept great room with tile flooring, custom hand-painted coastal mural along the vaulted ceiling, staircase with cable railing, and kitchen visible beyond. - 342 N 12TH ST, FLAGLER BEACH
Interior hallway — Tiled hallway with crown molding and chair rail leading toward the living area, with French doors opening to a water-view balcony visible ahead. - 342 N 12TH ST, FLAGLER BEACH
Entry foyer — Foyer with tile flooring, crown molding, and double closet doors, opening into the main living area. - 342 N 12TH ST, FLAGLER BEACH
Great room — Vaulted great room with gas fireplace, French doors to a canal-view balcony, tile flooring, and an open sightline to the kitchen and staircase. - 342 N 12TH ST, FLAGLER BEACH
Living area — Open living space with tile flooring, staircase with cable railing to the loft, and natural light from the front entry doors. - 342 N 12TH ST, FLAGLER BEACH
Great room — Vaulted great room with gas fireplace, French doors opening to twin water-view balconies, and tile flooring throughout. - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Renovated kitchen with granite island seating two, pendant lighting, glass tile backsplash, and stainless steel appliances with a canal view through the window. - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Renovated kitchen showing granite island, stainless microwave and wall oven, and glass mosaic tile backsplash with natural light from multiple windows. - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Kitchen with dual built-in wine and beverage refrigerators, granite countertops, and stainless appliances. - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Kitchen view toward the staircase and open living area, with granite island, stainless refrigerator, and pendant lighting. - 342 N 12TH ST, FLAGLER BEACH
Kitchen and dining area — Open kitchen and breakfast area with granite island seating, chandelier, gas fireplace visible beyond, and framed picture window with canal views. - 342 N 12TH ST, FLAGLER BEACH
Breakfast nook — Breakfast nook with oversized picture-frame window overlooking the canal, second window with palm tree view, and wagon-wheel chandelier. - 342 N 12TH ST, FLAGLER BEACH
Kitchen entry — Kitchen opening to a French door leading to a screened porch, with chandelier, granite island, and staircase visible in the background. - 342 N 12TH ST, FLAGLER BEACH
reakfast nook — Breakfast nook with picture-frame window overlooking the canal and a second window framing a palm tree and neighboring dock. - 342 N 12TH ST, FLAGLER BEACH
Dining Area - 342 N 12TH ST, FLAGLER BEACH
Kitchen — Close view of glass mosaic tile backsplash, granite countertops, and dual beverage refrigerators. - 342 N 12TH ST, FLAGLER BEACH
Primary Bath with Soaking tub, high toilet, and vanity - 342 N 12TH ST, FLAGLER BEACH
Primary bath tub and walk in shower - 342 N 12TH ST, FLAGLER BEACH
Primary Bathroom buth - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 26 of 60
Primary Bedroom with Den Nook - 342 N 12TH ST, FLAGLER BEACH
Bedroom 2 — Bedroom with wood flooring, ceiling fan, and a window with plantation shutters. - 342 N 12TH ST, FLAGLER BEACH
edroom — Bedroom with wood flooring, bifold closet doors, and a door opening to the hallway. - 342 N 12TH ST, FLAGLER BEACH
Bathroom — Bathroom with pedestal sink, brass fixtures, and a corner glass-enclosed shower with brass frame and diamond-pattern tile. - 342 N 12TH ST, FLAGLER BEACH
Laundry room — Laundry room with side-by-side washer and dryer, wire shelving, and a built-in folding counter. - 342 N 12TH ST, FLAGLER BEACH
Garage — Two-car garage with epoxy-flake flooring, overhead storage access, and wall-mounted tool storage. - 342 N 12TH ST, FLAGLER BEACH
Loft — Loft area with plush carpet, cable railing overlooking the great room, and a large window with plantation shutters. - 342 N 12TH ST, FLAGLER BEACH
Loft — Loft area with cable railing overlooking the great room fireplace and French doors to the balcony below. - 342 N 12TH ST, FLAGLER BEACH
Detached garage — Detached garage with concrete flooring, overhead storage, and built-in wall shelving. - 342 N 12TH ST, FLAGLER BEACH
Screened porch — Screened porch with paver flooring, ceiling fan, French doors, and direct canal views. - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 37 of 60
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 38 of 60
Dock and boat lift — Composite dock with two boat lift areas, one holding a jet ski, positioned on the canal with direct sightline down the waterway toward the mangroves. - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 40 of 60
Canal view — Wide canal view from the dock showing the natural mangrove shoreline and open water leading toward the Intracoastal Waterway. - 342 N 12TH ST, FLAGLER BEACH
Canal view — Canal view highlighting the mangrove-lined shoreline and open water, with neighboring rooflines visible in the distance. - 342 N 12TH ST, FLAGLER BEACH
Pool and dock — Fenced pool with paver deck, covered boat lift structure, and canal frontage visible beyond the yard. - 342 N 12TH ST, FLAGLER BEACH
Pool with mural — Pool with paver deck bordered by a yellow poolside structure featuring a hand-painted hammerhead shark and fish mural. - 342 N 12TH ST, FLAGLER BEACH
Pool corner — Corner view of the fenced pool with paver deck, canal and covered boat lift visible through the fence line. - 342 N 12TH ST, FLAGLER BEACH
Front exterior — Front elevation with standing-seam metal roof, second-story dormer window, covered entry porch, paver driveway, and 2-car garage. - 342 N 12TH ST, FLAGLER BEACH
Single Family Residence at 342 N 12TH ST, FLAGLER BEACH, photo 47 of 60
Front yard — Front yard view framed by mature palm trees, showing the yellow home's standing-seam metal roof, covered entry, and detached 2-car garage beyond the paver driveway. - 342 N 12TH ST, FLAGLER BEACH
Front exterior — Close front elevation with house numbers on the entry column, wraparound porch with white railings, and covered entry with French doors. - 342 N 12TH ST, FLAGLER BEACH
Aerial (property outline) — Aerial view with the property boundary outlined, showing the main house, detached 2-car garage, pool, and private dock with two boat lift areas on the canal. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Wide aerial view down the canal toward the Intracoastal Waterway, mangrove islands, and the Atlantic Ocean, with the property's canal frontage and dock visible in the foreground. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Wide aerial view of the canal-front property and surrounding waterway leading toward the Intracoastal Waterway and Atlantic Ocean. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Aerial view of the canal-front neighborhood looking toward the Intracoastal Waterway, with the property's pool, detached structure, and dock visible among neighboring homes and private docks. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Aerial view of the property's dock, pool, and detached garage alongside neighboring canal-front homes with private docks. - 342 N 12TH ST, FLAGLER BEACH
Aerial view (overhead) — Straight-down aerial view of the property showing the standing-seam metal roofline, brick paver walkway, backyard pool, detached poolside structure, and private dock with covered boat lift. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Wide aerial view over the mangrove-lined waterway and marsh islands leading to the Intracoastal Waterway and Atlantic Ocean. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Aerial view of the canal-front neighborhood with the property visible among the mangrove islands and open water leading to the coast. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Panoramic aerial view of the canal-front community, marsh islands, and Atlantic Ocean shoreline in the distance. - 342 N 12TH ST, FLAGLER BEACH
Aerial view — Aerial view of the canal and surrounding waterfront homes, matching the marked view of the property's location. - 342 N 12TH ST, FLAGLER BEACH
Aerial view (marked) — Aerial view with the property marked, showing its position on the canal with direct water access toward the Intracoastal Waterway and Atlantic Ocean. - 342 N 12TH ST, FLAGLER BEACH
60 photos

$1,499,000

342 N 12TH ST
FLAGLER BEACH, FL 32136
Listed by Brian Sacks · ENGEL & VOLKERS JACKSONVILLE
Bedrooms
2
Bathrooms
2
Living area
1,892 sqft
Year built
1997

About this home

Waterfront living meets boater's paradise on a deep canal just one minute from the Intracoastal Waterway. This 2-bedroom, 2-bathroom residence with a versatile loft offers 1,892 square feet of updated living space in Flagler Beach, Florida, built in 1997 with a fully rebuilt outdoor entertaining package added in 2020. Wood and tile flooring runs throughout the open living areas, complemented by a gas fireplace and a renovated kitchen built for everyday living and entertaining. The updated master bathroom delivers a spa-like retreat off the primary suite, while the loft adds flexible space for a home office, media room, or guest overflow. Outside, the 2020 renovation transformed the property into a true boater's compound: a heated pool anchors the backyard, framed by a 2-car attached garage plus a separate detached garage for extra storage, workshop space, or watercraft gear. Two dedicated boat lift areas sit canal-side, one sized for jet skis or a smaller vessel, the other a covered lift built for a larger boat, giving direct, no-bridge access to the Intracoastal Waterway in under a minute. Flagler Beach offers a laid-back, low-density alternative to the more crowded beach towns of Northeast Florida, with A1A's oceanfront drive, local restaurants, and the Atlantic coastline just minutes away. This canal-front address puts boating, fishing, and Intracoastal access at your back door while keeping the beach and downtown Flagler Beach within easy reach. Move-in ready for a buyer who wants waterfront living, dual boat lift access, and a renovated interior without the wait, this is a rare find on a protected canal in Flagler Beach, Florida.

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRFC320667
Property type
Single Family Residence
Subdivision
PALMA VISTA SUB
Status
Active
Days on market
4
On market date
August 14, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
4
Parking spaces
N/A
Lot size
0.4 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
OLD KINGS ELEMENTARY SCHOOL
2.5 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,130
Student:teacher ratio
15.9:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
5.9 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
FLAGLER-PALM COAST HIGH SCHOOL
4.37 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,662
Student:teacher ratio
26.1:1
District
FLAGLER

Mortgage calculator

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Est. monthly payment
$9,177/mo
$299,800 down
$1,199,200 loan
Principal & interest$7,778
Property tax (est.)$1,249
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.