Caya Costa townhome featuring a meticulously landscaped front yard and a private rear swimming pool. - 990 SAN CARLOS CT NE, ST PETERSBURG
The pool is east-facing and receives afternoon shade, providing an ideal setting for a cool, shaded poolside cocktail hour. - 990 SAN CARLOS CT NE, ST PETERSBURG
The covered patio overlooks the pool and features a wood-paneled ceiling, ceiling fans, and a designated outdoor grilling area. - 990 SAN CARLOS CT NE, ST PETERSBURG
Great sitting area to chat with friends and enjoy the warmth in the shade - 990 SAN CARLOS CT NE, ST PETERSBURG
This expansive living area is perfect for entertaining and features impressive vaulted ceilings. Both Pella picture windows have been replaced. - 990 SAN CARLOS CT NE, ST PETERSBURG
The dining room features panoramic views of the tropical sanctuary, enhanced by premium Pella wood hurricane sliders. - 990 SAN CARLOS CT NE, ST PETERSBURG
Great Space to watch the game or binge watch Netflix with friends and neighbors - 990 SAN CARLOS CT NE, ST PETERSBURG
The large picture windows and three sets of hurricane-impact sliding doors were professionally replaced by Pella. This property is located in an area that remained undamaged during recent weather events. - 990 SAN CARLOS CT NE, ST PETERSBURG
The stone fireplace is expertly crafted and features an electric fireplace insert. - 990 SAN CARLOS CT NE, ST PETERSBURG
Clean and ready after a painting refresh and furniture reduction. - 990 SAN CARLOS CT NE, ST PETERSBURG
Open Floorplan with barside entertainment from the Chef.  Serve on the bar and dine by the fireplace....Or Al Fresco - 990 SAN CARLOS CT NE, ST PETERSBURG
Custom double French front doors with notty Tuscan finish - 990 SAN CARLOS CT NE, ST PETERSBURG
Great storage and an open feel in the kitchen with this long bar counter. - 990 SAN CARLOS CT NE, ST PETERSBURG
Newer Dishwasher and discposal - 990 SAN CARLOS CT NE, ST PETERSBURG
Updated Range and full 42-inch upper solid wood soft close cabinets and drawers - 990 SAN CARLOS CT NE, ST PETERSBURG
Vaulted ceiling in the Primary, newly replaced ceiling fan, and fully painted. - 990 SAN CARLOS CT NE, ST PETERSBURG
Nice bonus space from enclosing the screen porch.  Actual square footage is larger than most townhomes - 990 SAN CARLOS CT NE, ST PETERSBURG
New ceiling fans, Upgraded electrical outlets and switches.  Closet lighting and finish upgraded. - 990 SAN CARLOS CT NE, ST PETERSBURG
Great view of the pool from the Primary Bonus Space - 990 SAN CARLOS CT NE, ST PETERSBURG
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 20 of 48
Expanded closet space for the primary bedroom - 990 SAN CARLOS CT NE, ST PETERSBURG
Clothes, Shoes, Bags, Hats, Dresses, pants.  You got it! - 990 SAN CARLOS CT NE, ST PETERSBURG
High class vanity storage and finish - 990 SAN CARLOS CT NE, ST PETERSBURG
Seamless glass shower enclosure.  Great tile and Fixtures.  All in excellent working order - 990 SAN CARLOS CT NE, ST PETERSBURG
Pool is fenced and private - 990 SAN CARLOS CT NE, ST PETERSBURG
Downstairs 3rd Bedroom or office with closet and adjacent to 3rd full bath - 990 SAN CARLOS CT NE, ST PETERSBURG
Third Full Bath Downstairs, Nice!! - 990 SAN CARLOS CT NE, ST PETERSBURG
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 28 of 48
Upstairs Bedroom 2 with fresh paint and fancy fixtures for the soaking tub - 990 SAN CARLOS CT NE, ST PETERSBURG
Upstairs Bedroom 2 has a murphy bed which conveys with the property. - 990 SAN CARLOS CT NE, ST PETERSBURG
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 31 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 32 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 33 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 34 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 35 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 36 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 37 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 38 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 39 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 40 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 41 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 42 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 43 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 44 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 45 of 48
Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 46 of 48
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Townhouse at 990 SAN CARLOS CT NE, ST PETERSBURG, photo 48 of 48
48 photos

$559,000

990 SAN CARLOS CT NE
ST PETERSBURG, FL 33702
Listed by J. David Vann · RE/MAX ACTION FIRST OF FLORIDA
Bedrooms
3
Bathrooms
3
Living area
1,796 sqft
Year built
1986

About this home

Private Pool + Boat Ramp & Storage in Guard-Gated Caya Costa — Freshly Refreshed A private backyard pool, a community boat ramp, and fenced boat storage, all behind a 24/7 guard gate. That combination is almost impossible to find in a townhome at this price. This 1,796 sq ft, 3-bed, 3-full-bath home with a 1-car garage has just been refreshed with new neutral paint, new ceiling fans, and updated lighting. It’s ready to move in. Spend your mornings on the bay and your afternoons by your own pool or on the covered porch with its wood-panel ceiling. Skip marina fees with the private ramp and secure storage for your boat, trailer, jet ski, paddleboard, or kayak. Fish from the canal pier, play tennis or pickleball, host at the covered gazebo, or relax at the community pool and hot tub. The HOA handles the big stuff: roof replacement on a 20-year cycle (new in 2020), exterior painting every 7 years, front and back lawn care, reclaimed irrigation (underground lines overhauled 2025–26), annual pressure washing, gutter cleaning, and newly repaved cul-de-sacs. This is true lock-and-leave living. Recent updates: HVAC (2020), hurricane-impact sliders, granite in the kitchen and baths, and custom double front doors. In 2025–26, the home received a new dishwasher, cooktop, disposal, pool pump, and garage door. Flood zone AE, with real numbers: Caya Costa homes are built elevated, and per the seller, the living areas were not affected by the 2024 storms. The seller’s current premiums are $1,908/yr for homeowners and $2,618/yr for flood. Buyers should get their own quotes. Whole Foods, Trader Joe’s, and the Carillon area are about 10 minutes away, as are Raymond James, Jabil, and Franklin Templeton. Downtown St. Pete is about 15 minutes away, TPA about 20, and downtown Tampa about 25.

Highlights

Private poolFireplace

Property details

MLS
Stellar MLS
MLS #
MFRTB8521003
Property type
Townhouse
Subdivision
RIVIERA BAY SECOND ADD
Status
Active
Days on market
101
On market date
June 19, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
1
Parking spaces
N/A
Lot size
0.1 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
SHORE ACRES ELEMENTARY SCHOOL
1.18 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
646
Student:teacher ratio
14.0:1
District
PINELLAS
Middle
MEADOWLAWN MIDDLE SCHOOL
2.37 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
885
Student:teacher ratio
20.1:1
District
PINELLAS
High
NORTHEAST HIGH SCHOOL
2.57 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,619
Student:teacher ratio
20.8:1
District
PINELLAS

Walkability

Blended score for ST PETERSBURG's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

77
Walkable
out of 100
EPA National Walkability Index
13.0 / 20 -- Above average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores5
Parks2
Schools11
Transit stops20
Pharmacies7

Market position

How this listing compares to current activity in ST PETERSBURG, from live MLS data.

On the market 101 days -- 3 more days than ST PETERSBURG's current average of 98 days.
For reference, the median list price across 4,022 active listings in ST PETERSBURG right now is $335,000.

Mortgage calculator

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Est. monthly payment
$3,516/mo
$111,800 down
$447,200 loan
Principal & interest$2,901
Property tax (est.)$466
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 10 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.