Single Family Residence at 9878 SW 97TH LN, OCALA
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$239,900

9878 SW 97TH LN
OCALA, FL 34481
Listed by Donato Scarcello · GAILEY ENTERPRISES REAL ESTATE
Bedrooms
2
Bathrooms
2
Living area
1,904 sqft
Year built
2000

About this home

Virtually Staged. Welcome to this spacious and well-maintained home in the desirable On Top of the World 55+ community in Ocala, offering 1,911 living square feet, 2 bedrooms, 2 bathrooms, a versatile den, and a 2-car garage. This inviting floor plan combines comfort, functionality, and valuable updates. Enjoy added peace of mind with a 22KW Generac whole-house generator, a roof replaced around 2020–2021, and a well-maintained HVAC system. New exterior lighting adds to the home's curb appeal, while the interior benefits from updated kitchen countertops and two solar tubes that bring additional natural light into the home. The kitchen features updated countertops, a Bosch dishwasher, generous cabinet space, and newer appliances, with the gas stove and other appliances updated between 2024 and 2025. The adjacent dining area provides a convenient space for meals and gatherings, while the main living areas have a comfortable flow for everyday living and entertaining. The great room and bedrooms feature carpet in great condition, while tile flooring runs throughout the rest of the home. Enjoy year-round relaxation in the windowed lanai, featuring new doors and windows that create a comfortable additional living space. The backyard has been enhanced with a new fence and brick pavers, providing an inviting setting for outdoor enjoyment. The spacious primary bedroom features a large walk-in closet, while both bathrooms include medicine cabinets. Additional updates include a new Whirlpool washer and dryer conveniently located in the laundry closet. Located in one of Ocala’s popular active adult communities, On Top of the World offers a vibrant lifestyle with resort-style amenities, arts and crafts, card games, dancing, social clubs, golf, and numerous opportunities to connect with neighbors. If you are searching for space, comfort, natural light, and valuable updates in a sought-after 55+ community, this home deserves your attention. Schedule your private showing today!

Property details

MLS
Stellar MLS
MLS #
MFROM734768
Property type
Single Family Residence
Subdivision
ON TOP/WORLD PH 18 SEC 06
Status
Active
Days on market
N/A
On market date
October 28, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.25 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HAMMETT BOWEN JR. ELEMENTARY SCHOOL
5.41 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
808
Student:teacher ratio
16.8:1
District
MARION
Middle
LIBERTY MIDDLE SCHOOL
5.21 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,315
Student:teacher ratio
21.2:1
District
MARION
High
WEST PORT HIGH SCHOOL
5.55 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,825
Student:teacher ratio
26.4:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

40
Somewhat walkable
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
60 / 100
Restaurants & cafes20
Grocery stores3
Parks2
Schools0
Transit stops0
Pharmacies1

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 0 days -- 99 fewer days than OCALA's current average of 99 days.
For reference, the median list price across 5,268 active listings in OCALA right now is $249,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$1,595/mo
$47,980 down
$191,920 loan
Principal & interest$1,245
Property tax (est.)$200
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.