Great curb appeal.  Freshly painted. - 981 STEPHEN FOSTER DR, LARGO
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 2 of 35
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 3 of 35
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 4 of 35
Living room - 981 STEPHEN FOSTER DR, LARGO
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Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 7 of 35
Dining room - 981 STEPHEN FOSTER DR, LARGO
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 9 of 35
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 10 of 35
Nice size kitchen with an eat in area. - 981 STEPHEN FOSTER DR, LARGO
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 12 of 35
Door to the garage. - 981 STEPHEN FOSTER DR, LARGO
Built in china cabinet. - 981 STEPHEN FOSTER DR, LARGO
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 15 of 35
Large family room with a wood burning fireplace. - 981 STEPHEN FOSTER DR, LARGO
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 17 of 35
Door to the backyard. - 981 STEPHEN FOSTER DR, LARGO
Master bathroom. - 981 STEPHEN FOSTER DR, LARGO
Master bedroom. - 981 STEPHEN FOSTER DR, LARGO
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 21 of 35
Hall bathroom. - 981 STEPHEN FOSTER DR, LARGO
Bedroom 2. - 981 STEPHEN FOSTER DR, LARGO
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 24 of 35
Bedroom 3. - 981 STEPHEN FOSTER DR, LARGO
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Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 28 of 35
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 29 of 35
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 30 of 35
Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 31 of 35
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Single Family Residence at 981 STEPHEN FOSTER DR, LARGO, photo 35 of 35
35 photos

$474,900

981 STEPHEN FOSTER DR
LARGO, FL 33771
Listed by Melody Hunter · CHARLES RUTENBERG REALTY INC
Bedrooms
3
Bathrooms
2
Living area
1,753 sqft
Year built
1962

About this home

Seller is offering a $5000 credit to the buyer to assist with closing costs or to go towards updates in the home! Welcome to this well-maintained, original owner home. Featuring 3-bedrooms, 2-bathrooms with a desirable split-bedroom floor plan with many recent updates completed. Many of the expensive items have been replaced by the current owner. You will appreciate the NEWLY REPLACED CENTRAL AIR CONDITIONER installed in 2024, EXTERIOR PAINT COMPLETED in 2026, A NEW ROOF installed in 2025, and a NEW GARAGE DOOR providing peace of mind and excellent curb appeal. The oversized 2-car garage offers plenty of room for vehicles, storage, bikes, beach gear and more. Inside, the thoughtfully designed floor plan offers plenty of space for both everyday living and entertainment. The inviting living room provides a comfortable gathering space and flows naturally toward the separate dining area. The kitchen features an eat-in area, offering the perfect spot for casual meals, morning coffee or everyday dining. Just beyond the dining room is the spacious family room, where a beautiful wood-burning fireplace creates a warm and inviting focal point for relaxing evenings, entertaining guests or cozy nights at home. The split-bedroom layout provides for privacy and flexibility, with the primary suite positioned separately from the additional bedrooms. Two full bathrooms add convenience for both residents and visitors. Additional features include a VINYL FENCING, an OVER-SIZED 2-car garage, and a layout that provides excellent separation between living and sleeping areas. The fenced yard offers added privacy and space for outdoor enjoyment. Location is another major highlight! Enjoy being just minutes from the beautiful Gulf beaches while also benefiting from the fact that FLOOD INSURANCE IS NOT REQUIRED. The home is conveniently located near many major thoroughfares, making commuting and exploring the surrounding area easy. Largo Central Park and Eagle Lake Park are both conveniently nearby, offering beautiful outdoor spaces for walking, recreation, community events and enjoying the Florida lifestyle. With a new roof, new air conditioner, fresh exterior paint, a new garage door, vinyl fencing, an oversized garage, desirable split-bedroom floor plan and a fantastic location close to the beaches and parks, this home offers an excellent opportunity to enjoy comfortable Florida living with many of the big-ticket updates already completed. Come see all this wonderful home has to offer!

Highlights

Fireplace

Property details

MLS
Stellar MLS
MLS #
MFRTB8539249
Property type
Single Family Residence
Subdivision
SUBURBAN ESTATES 4TH ADD
Status
Active
Days on market
53
On market date
August 20, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.19 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
BELCHER ELEMENTARY SCHOOL
0.71 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
554
Student:teacher ratio
12.9:1
District
PINELLAS
Middle
OAK GROVE MIDDLE SCHOOL
1.59 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
918
Student:teacher ratio
18.4:1
District
PINELLAS
High
PINELLAS GULF COAST ACADEMY
1.44 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
223
Student:teacher ratio
20.3:1
District
PINELLAS

Walkability

Blended score for LARGO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

56
Somewhat walkable
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores6
Parks5
Schools9
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in LARGO, from live MLS data.

On the market 53 days -- 45 fewer days than LARGO's current average of 98 days.
For reference, the median list price across 792 active listings in LARGO right now is $214,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,010/mo
$94,980 down
$379,920 loan
Principal & interest$2,464
Property tax (est.)$396
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.