Aerial Facing North - 9644 SUMMERS CAY CIR, THONOTOSASSA
Front - 9644 SUMMERS CAY CIR, THONOTOSASSA
Aerial Facing East - 9644 SUMMERS CAY CIR, THONOTOSASSA
Front - 9644 SUMMERS CAY CIR, THONOTOSASSA
Front - 9644 SUMMERS CAY CIR, THONOTOSASSA
Entry - 9644 SUMMERS CAY CIR, THONOTOSASSA
Foyer - 9644 SUMMERS CAY CIR, THONOTOSASSA
Den/Office - 9644 SUMMERS CAY CIR, THONOTOSASSA
Den/Office - 9644 SUMMERS CAY CIR, THONOTOSASSA
Living view from front door - 9644 SUMMERS CAY CIR, THONOTOSASSA
Living view from kitchen - 9644 SUMMERS CAY CIR, THONOTOSASSA
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 12 of 62
2nd floor hallway - 9644 SUMMERS CAY CIR, THONOTOSASSA
View of dining and kitchen - 9644 SUMMERS CAY CIR, THONOTOSASSA
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 15 of 62
Kitchen - 9644 SUMMERS CAY CIR, THONOTOSASSA
Kitchen - 9644 SUMMERS CAY CIR, THONOTOSASSA
Kitchen view from dining - 9644 SUMMERS CAY CIR, THONOTOSASSA
Kitchen view from pantry - 9644 SUMMERS CAY CIR, THONOTOSASSA
View from kitchen - 9644 SUMMERS CAY CIR, THONOTOSASSA
Under stairway storage - 9644 SUMMERS CAY CIR, THONOTOSASSA
Pantry between kitchen and garage - 9644 SUMMERS CAY CIR, THONOTOSASSA
2 car garage - 9644 SUMMERS CAY CIR, THONOTOSASSA
main floor half bath - 9644 SUMMERS CAY CIR, THONOTOSASSA
Bathroom 2 - 9644 SUMMERS CAY CIR, THONOTOSASSA
Bedroom 1 - 9644 SUMMERS CAY CIR, THONOTOSASSA
Bedroom 1 - 9644 SUMMERS CAY CIR, THONOTOSASSA
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 28 of 62
2nd floor laundry - 9644 SUMMERS CAY CIR, THONOTOSASSA
Bedroom 2 - 9644 SUMMERS CAY CIR, THONOTOSASSA
Bedroom 2 - 9644 SUMMERS CAY CIR, THONOTOSASSA
Loft - 9644 SUMMERS CAY CIR, THONOTOSASSA
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 33 of 62
Loft - 9644 SUMMERS CAY CIR, THONOTOSASSA
Bedroom 3 - 9644 SUMMERS CAY CIR, THONOTOSASSA
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 36 of 62
Main Bedroom - 9644 SUMMERS CAY CIR, THONOTOSASSA
Main Bedroom - 9644 SUMMERS CAY CIR, THONOTOSASSA
Main Bedroom - 9644 SUMMERS CAY CIR, THONOTOSASSA
Main Bedroom Closet - 9644 SUMMERS CAY CIR, THONOTOSASSA
Main Bathroom - 9644 SUMMERS CAY CIR, THONOTOSASSA
Main Bathroom - 9644 SUMMERS CAY CIR, THONOTOSASSA
Main Bathroom - 9644 SUMMERS CAY CIR, THONOTOSASSA
Main Bathroom - 9644 SUMMERS CAY CIR, THONOTOSASSA
Main Bathroom Water Closet - 9644 SUMMERS CAY CIR, THONOTOSASSA
Back Patio - 9644 SUMMERS CAY CIR, THONOTOSASSA
View of Home - 9644 SUMMERS CAY CIR, THONOTOSASSA
View of Home - 9644 SUMMERS CAY CIR, THONOTOSASSA
Aerial - 9644 SUMMERS CAY CIR, THONOTOSASSA
Aerial Facing South - 9644 SUMMERS CAY CIR, THONOTOSASSA
Aerial Facing South - 9644 SUMMERS CAY CIR, THONOTOSASSA
Aerial Over Head - 9644 SUMMERS CAY CIR, THONOTOSASSA
Aerial Over Head - 9644 SUMMERS CAY CIR, THONOTOSASSA
Aerial Facing East - 9644 SUMMERS CAY CIR, THONOTOSASSA
Community Entrance - 9644 SUMMERS CAY CIR, THONOTOSASSA
Community Mailboxes - 9644 SUMMERS CAY CIR, THONOTOSASSA
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 57 of 62
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 58 of 62
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 59 of 62
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 60 of 62
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 61 of 62
Single Family Residence at 9644 SUMMERS CAY CIR, THONOTOSASSA, photo 62 of 62
62 photos

$439,900

9644 SUMMERS CAY CIR
THONOTOSASSA, FL 33592
Listed by Maria Padron
Bedrooms
4
Bathrooms
2.5
Living area
2,416 sqft
Year built
2022

About this home

Nearly new and move-in ready without the wait of building!! This 4-bedroom, 2.5-bath home with an office and loft offers a flexible, modern layout in the Summers Cay community. Built by Centex Homes, the open-concept design features granite countertops, stainless steel appliances including a new range, a closet pantry, and sliding doors to a covered patio. The first floor includes a dedicated office, half bath, and ample storage, while upstairs offers a spacious loft, a private primary suite with walk-in closet and dual sinks, generously sized secondary bedrooms, a full bath, and convenient second-floor laundry. Ideally located with quick access to I-75 and I-4 for an easy commute to Tampa, shopping, and dining. Buyer may have opportunities for closing cost assistance depending on terms.

Property details

MLS
Stellar MLS
MLS #
MFRS5143808
Property type
Single Family Residence
Subdivision
SUMMERS CAY
Status
Active
Days on market
220
On market date
February 19, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
FOLSOM ELEMENTARY SCHOOL
0.32 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
453
Student:teacher ratio
13.3:1
District
HILLSBOROUGH
MiddleCharter
TERRACE COMMUNITY MIDDLE SCHOOL
1.14 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
660
Student:teacher ratio
17.4:1
District
HILLSBOROUGH
High
ACTS
0.53 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
6
Student:teacher ratio
6.0:1
District
HILLSBOROUGH

Walkability

Blended score for THONOTOSASSA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

23
Car-dependent
out of 100
EPA National Walkability Index
4.5 / 20 -- Least walkable

Market position

How this listing compares to current activity in THONOTOSASSA, from live MLS data.

On the market 220 days -- 121 more days than THONOTOSASSA's current average of 99 days.
For reference, the median list price across 108 active listings in THONOTOSASSA right now is $495,400.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,799/mo
$87,980 down
$351,920 loan
Principal & interest$2,283
Property tax (est.)$367
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 25 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.