Single Family Residence at 90 12TH ST, ST CLOUD
Single Family Residence at 90 12TH ST, ST CLOUD, photo 2 of 13
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13 photos

$265,999

90 12TH ST
ST CLOUD, FL 34769
Listed by MY REALTY GROUP, LLC.
Bedrooms
2
Bathrooms
1
Living area
878 sqft
Year built
1909

About this home

BACK ON THE MARKET! GREAT OPPORTUNITY IN ST. CLOUD, FLORIDA! Don’t miss this opportunity! This 2-bedroom, 1-bathroom home is conveniently located in St. Cloud, Florida, just one block from US-192, providing easy access to major roads, shopping centers, restaurants, and nearby amenities. The functional floor plan features a comfortable living room, dining area, and bedrooms thoughtfully arranged to provide comfort and privacy. This property offers plenty of possibilities to customize the space to fit your needs and lifestyle. ENJOY YOUR OWN OUTDOOR SPACE! One of the property’s highlights is its fully fenced backyard, surrounded by mature trees and natural greenery, creating an inviting outdoor setting perfect for relaxing, entertaining, or spending quality time with family. The outdoor space offers excellent potential for landscaping, gardening, or creating your own private retreat. PRIME LOCATION! Ideally situated just one block from US-192 and close to shopping, dining, and major roadways, this property presents an attractive opportunity for both first-time homebuyers looking to purchase their first home and investors seeking opportunities in Central Florida’s real estate market. INVESTMENT OPPORTUNITY! SOLD AS-IS! The property is being sold AS-IS, giving the next owner the opportunity to make improvements, personalize the living spaces, and maximize its potential. Whether you’re looking for your first home, a long-term rental investment, or a renovation and resale project, this property offers a combination of location, functionality, and possibilities. Make your next real estate project a reality in St. Cloud! A property with potential, a convenient location, and plenty of opportunities for its next owner!

Property details

MLS
Stellar MLS
MLS #
MFRS5159912
Property type
Single Family Residence
Subdivision
ST CLOUD 2ND TOWN OF
Status
Active
Days on market
2
On market date
October 22, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
MICHIGAN AVENUE ELEMENTARY SCHOOL
0.72 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
767
Student:teacher ratio
15.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
0.59 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
0.78 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

79
Walkable
out of 100
EPA National Walkability Index
14.2 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores3
Parks9
Schools7
Transit stops14
Pharmacies1

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 2 days -- 106 fewer days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,977 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,752/mo
$53,200 down
$212,799 loan
Principal & interest$1,380
Property tax (est.)$222
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.