1 Front (1) - 86 Harbour Key Drive, St. Helena Island, SC 29920
Front other - 86 Harbour Key Drive, St. Helena Island, SC 29920
3 Front aerial 1 - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_8051 - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_8056 (1) - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_8060 - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_8058 - 86 Harbour Key Drive, St. Helena Island, SC 29920
5 Great room (2) - 86 Harbour Key Drive, St. Helena Island, SC 29920
6 Great room (2) - 86 Harbour Key Drive, St. Helena Island, SC 29920
7 Dining - 86 Harbour Key Drive, St. Helena Island, SC 29920
9 Kitchen - 86 Harbour Key Drive, St. Helena Island, SC 29920
10 Kitchen - 86 Harbour Key Drive, St. Helena Island, SC 29920
11 Kitchen - 86 Harbour Key Drive, St. Helena Island, SC 29920
12 Laundry - 86 Harbour Key Drive, St. Helena Island, SC 29920
13 Additional living - 86 Harbour Key Drive, St. Helena Island, SC 29920
14 Primary suite - 86 Harbour Key Drive, St. Helena Island, SC 29920
15 Primary suite - 86 Harbour Key Drive, St. Helena Island, SC 29920
16 Primary suite - 86 Harbour Key Drive, St. Helena Island, SC 29920
17 Primary bath - 86 Harbour Key Drive, St. Helena Island, SC 29920
18 Primary bath - 86 Harbour Key Drive, St. Helena Island, SC 29920
19 Bedroom 2 - 86 Harbour Key Drive, St. Helena Island, SC 29920
20 Bedroom 2 - 86 Harbour Key Drive, St. Helena Island, SC 29920
22 Bedroom 2 - 86 Harbour Key Drive, St. Helena Island, SC 29920
23 Bedroom 3 - 86 Harbour Key Drive, St. Helena Island, SC 29920
24 Bedroom 3 - 86 Harbour Key Drive, St. Helena Island, SC 29920
25 Bedroom 3 - 86 Harbour Key Drive, St. Helena Island, SC 29920
26 Deck - 86 Harbour Key Drive, St. Helena Island, SC 29920
28 Deck - 86 Harbour Key Drive, St. Helena Island, SC 29920
29 Deck - 86 Harbour Key Drive, St. Helena Island, SC 29920
27 Water view - 86 Harbour Key Drive, St. Helena Island, SC 29920
30 Outdoor shower (1) - 86 Harbour Key Drive, St. Helena Island, SC 29920
30 Outdoor shower - 86 Harbour Key Drive, St. Helena Island, SC 29920
31 Rear - 86 Harbour Key Drive, St. Helena Island, SC 29920
32 Left - 86 Harbour Key Drive, St. Helena Island, SC 29920
33 Left with lagoon - 86 Harbour Key Drive, St. Helena Island, SC 29920
34 Aerial 2 with address - 86 Harbour Key Drive, St. Helena Island, SC 29920
35 Aerial 3 - 86 Harbour Key Drive, St. Helena Island, SC 29920
36 Aerial 4 with arrow - 86 Harbour Key Drive, St. Helena Island, SC 29920
38 Aerial 6 with arrow - 86 Harbour Key Drive, St. Helena Island, SC 29920
39 Aerial 7 with arrow - 86 Harbour Key Drive, St. Helena Island, SC 29920
41 Aerial 9 with arrow (1) - 86 Harbour Key Drive, St. Helena Island, SC 29920
Front other - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_3784 Copy - 86 Harbour Key Drive, St. Helena Island, SC 29920
40 Aerial 8 - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_2314 Copy - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_3789 Copy Copy - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_1163 - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_8018 - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_8021 - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_8020 - 86 Harbour Key Drive, St. Helena Island, SC 29920
IMG_8022 - 86 Harbour Key Drive, St. Helena Island, SC 29920
51 photos

$609,000

86 Harbour Key Drive, St. Helena Island, SC 29920
St. Helena Island, SC 29920
Listed by Mike Lewis · BHHS Bay Street Realty
Bedrooms
2
Bathrooms
2
Living area
N/A
Year built
1997

About this home

One of the cutest homes on Harbor Island and one of the original Harbour Key designs. This Key West inspired cottage has everything you need to have fun on an island paradise. Featuring an open floor plan with 2 bedrooms on first and large loft area on second set up with 3 beds that is perfect for kids. Large deck that wraps around two sides of the house that is nestled up to a tidal lagoon teaming with wildlife. Your views to Harbor River, lagoon and the new Harbor River bridge are simply stunning. Golf cart included for a quick 5 min cart ride to the beach, island pool, tennis or pickle ball courts. House even has a 220 outlet for EV cars. Outstanding rental investment, House did $70k in 2022, 23 & 24, $48k in 2025, over $50k in 2026. Buy a beach house and let others pay for it. Aerial photos taken before construction started on new house being built behind 86 Harbour Key Drive. Plus interior wall color on first floor now a light tan versus the original as shown in many pictures. This house has been rented consistently since it was listed so mix of new and older pictures !

Property details

MLS
Lowcountry Regional MLS (Beaufort-Jasper County REALTORS®)
MLS #
195849
Property type
Single Family Residence
Subdivision
Harbor Island
Status
Active
Days on market
174
On market date
April 18, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.11 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
St. Helena Elementary
6.95 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
2.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Below Average (2025)
Enrollment
322
Student:teacher ratio
10.1:1
District
Beaufort 01
Middle
None found nearby
High
None found nearby

Walkability

Blended score for St. Helena Island's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in St. Helena Island, from live MLS data.

On the market 174 days -- 18 more days than St. Helena Island's current average of 156 days.
For reference, the median list price across 163 active listings in St. Helena Island right now is $379,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,817/mo
$121,800 down
$487,200 loan
Principal & interest$3,160
Property tax (est.)$508
Home insurance (est.)$150

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Data source: Listing information provided by Lowcountry Regional MLS (Beaufort-Jasper County REALTORS®) via Trestle/CoreLogic. Last updated 18 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.