INNOVATE Real Estate
Condominium at 850 3RD ST #2, CEDAR KEY
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50 photos

$264,900

850 3RD ST #2
CEDAR KEY, FL 32625
Listed by Beth Klaus · FLORIDA HOMES REALTY & MORTGAGE
Bedrooms
2
Bathrooms
2
Living area
1,120 sqft
Year built
1981

About this home

Significant Price Improvement- Fully Furnished & Move-In Ready Waterfront Cedar Key Condo! Enjoy sweeping open water views and breathtaking sunsets from your private balcony in beautiful Cedar Key. This stunning 2BR/2BA condo with loft offers 3 levels of coastal charm, soaring ceilings, abundant natural light, and an open airy feel that perfectly captures island living. Enjoy a bright and efficient kitchen with all appliances included, spacious living areas, newer A/C, and a rare 1 car garage for added convenience-perfect for storing your golf cart, fishing gear, or kayak with easy access to the water just steps away. The loft adds flexible space for guests, office or additional living area. Just minutes by golf cart to downtown restaurants, boutiques, fishing and the laid-back coastal lifestyle Cedar Key is known for. HOA includes exterior maintenance and flood insurance making ownership easy and stress-free. Unforgettable front-row sunsets, island charm and the relaxed lifestyle you've been dreaming of-this is Cedar Key at its best.

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFROM722059
Property type
Condominium
Subdivision
TRES PALMAS CONDO
Status
Active
Days on market
185
On market date
April 3, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.06 acres

Location

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Walkability

Blended score for CEDAR KEY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

21
Car-dependent
out of 100
EPA National Walkability Index
7.0 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in CEDAR KEY, from live MLS data.

On the market 185 days -- 72 fewer days than CEDAR KEY's current average of 257 days.
For reference, the median list price across 37 active listings in CEDAR KEY right now is $240,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
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/mo
Est. monthly payment
$1,745/mo
$52,980 down
$211,920 loan
Principal & interest$1,375
Property tax (est.)$221
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 18 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.