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60 photos

$748,000

820 Payne Lane, Spring City, TN 37381
Spring City, TN 37381
Listed by Teresa Congioloso · Keller Williams Ridge to River
Bedrooms
5
Bathrooms
4
Living area
N/A
Year built
1998

About this home

THE TOTAL PACKAGE--5 BEDROOMS, 1.5 ACRES, POOL, GARAGES & RV PARKING! Spacious 5-bedroom home on approximately 1.5 acres with extensive updates and amenities. Features include fresh paint, new LVT flooring, updated kitchen, gas fireplace, new patio doors, and surround sound. Enjoy the 20x40 in-ground pool with new liner, large covered patio, multiple garages, RV carport, storage building, 30-amp RV hookup, and parking for 8+ vehicles. Additional highlights include a dedicated office with half bath, underground storm shelter, well, invisible fence, new roof installed October 2025, city water, septic, and included appliances. A rare opportunity offering space, storage, recreation, and convenience!

Highlights

Fireplace

Property details

MLS
East Tennessee REALTORS® MLS
MLS #
1353412
Property type
Single Family Residence
Subdivision
Valley Dale
Status
Active
Days on market
7
On market date
August 28, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
3
Parking spaces
N/A
Lot size
1.5 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Spring City Elementary
3.24 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
557
Student:teacher ratio
12.4:1
District
Rhea County Department of Education
Middle
Spring City Middle School
3.89 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
278
Student:teacher ratio
13.2:1
District
Rhea County Department of Education
High
None found nearby

Walkability

Blended score for Spring City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

28
Car-dependent
out of 100
EPA National Walkability Index
5.5 / 20 -- Least walkable

Market position

How this listing compares to current activity in Spring City, from live MLS data.

On the market 7 days -- 119 fewer days than Spring City's current average of 126 days.
For reference, the median list price across 83 active listings in Spring City right now is $265,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,655/mo
$149,600 down
$598,400 loan
Principal & interest$3,881
Property tax (est.)$623
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated September 2, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.