Condominium at 8140 TERRACE GARDEN DR #103, ST PETERSBURG
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Virtully Staged - 8140 TERRACE GARDEN DR #103, ST PETERSBURG
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$349,500

8140 TERRACE GARDEN DR #103
ST PETERSBURG, FL 33709
Listed by Melissa Yardy · RE/MAX PREFERRED
Bedrooms
2
Bathrooms
2
Living area
1,735 sqft
Year built
1982

About this home

Start living the Florida life you’ve been dreaming of! This one of a kind 1735 SF home in popular 55+ community of Five Towns delivers the space, style, and sunshine. Just 10 minutes to the beach. With one of the lowest condo fees (699.00/mo.) in the entire community, no special assessments, and hurricane shutters on every window, this condo offers major peace of mind for anybody. Love Convenience? You’ll have first-floor living, covered parking right out front, and the rare ability to use a gas grill right outside your back door. Located in the coveted Belmont building, you’ll enjoy serene water and nature views from your oversized screened lanai-your new favorite spot for morning coffee or evening breezes. Inside, this home shines * Renovated kitchen with granite counter tops, maple cabinets, gas range & stainless appliances * Large, open living/dining area perfect for hosting visitors * Freshly painted neutral tones in main living areas. Huge indoor laundry room with storage, utility sink & updated washer & dryers. Easy care laminate floors, tile in kitchen/baths & elegant crown molding. Well maintained A/C under 10 years old. The primary suite is spacious and comfortable with two walk-in closets and an updated bathroom. Guests will love the roomy 2nd bedroom and refreshed guest bathroom. Plus, a versatile bonus room gives you a space for an office, den, hobby room or extra guests. Five Towns is ideal newcomers-friendly neighbors, endless activities, multiple pools, clubhouses, fitness center, walking paths and more. The low monthly fee includes cable, internet, natural gas, water, sewer, trash and reserves and full access to amenities. A new RV/boat/vehicle storage area is ready for use. Looking for an affordable condo? This is it! Don’t miss this opportunity!

Highlights

Private pool

Property details

MLS
Stellar MLS
MLS #
MFRTB8524784
Property type
Condominium
Subdivision
FIVE TOWNS
Status
Active
Days on market
3
On market date
July 2, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
MARJORIE KINNAN RAWLINGS ELEM
1.2 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
461
Student:teacher ratio
12.5:1
District
PINELLAS
Middle
PINELLAS PARK MIDDLE SCHOOL
1.14 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,168
Student:teacher ratio
20.1:1
District
PINELLAS
High
DIXIE M. HOLLINS HIGH SCHOOL
1.93 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,725
Student:teacher ratio
18.2:1
District
PINELLAS

Walkability

Blended score for ST PETERSBURG's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

74
Walkable
out of 100
EPA National Walkability Index
14.5 / 20 -- Above average walkable
Google Places amenity density
75 / 100
Restaurants & cafes18
Grocery stores1
Parks2
Schools6
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in ST PETERSBURG, from live MLS data.

On the market 3 days -- 95 fewer days than ST PETERSBURG's current average of 98 days.
For reference, the median list price across 4,022 active listings in ST PETERSBURG right now is $335,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,255/mo
$69,900 down
$279,600 loan
Principal & interest$1,813
Property tax (est.)$291
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 5, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.