Front - 81 TWIN LAKE CIR, UMATILLA
Front - 81 TWIN LAKE CIR, UMATILLA
Entry - 81 TWIN LAKE CIR, UMATILLA
Entry - 81 TWIN LAKE CIR, UMATILLA
Entry - 81 TWIN LAKE CIR, UMATILLA
Foyer - 81 TWIN LAKE CIR, UMATILLA
Kitchen - 81 TWIN LAKE CIR, UMATILLA
Kitchen - 81 TWIN LAKE CIR, UMATILLA
Breakfast Nook - 81 TWIN LAKE CIR, UMATILLA
Breakfast Nook - 81 TWIN LAKE CIR, UMATILLA
Dining Room - 81 TWIN LAKE CIR, UMATILLA
Dining Room - 81 TWIN LAKE CIR, UMATILLA
Dining Room - 81 TWIN LAKE CIR, UMATILLA
Living Room - 81 TWIN LAKE CIR, UMATILLA
Living Room - 81 TWIN LAKE CIR, UMATILLA
Living Room - 81 TWIN LAKE CIR, UMATILLA
Primary Bedroom - 81 TWIN LAKE CIR, UMATILLA
Primary Bedroom - 81 TWIN LAKE CIR, UMATILLA
Primary Bedroom - 81 TWIN LAKE CIR, UMATILLA
Walk in Closet - 81 TWIN LAKE CIR, UMATILLA
Primary Bath - 81 TWIN LAKE CIR, UMATILLA
Primary Bath - 81 TWIN LAKE CIR, UMATILLA
Primary Bath - 81 TWIN LAKE CIR, UMATILLA
Bedroom 2 - 81 TWIN LAKE CIR, UMATILLA
Bedroom2 - 81 TWIN LAKE CIR, UMATILLA
Bedroom 2 - 81 TWIN LAKE CIR, UMATILLA
Bath 2 - 81 TWIN LAKE CIR, UMATILLA
Bath 2 - 81 TWIN LAKE CIR, UMATILLA
Bedroom 3 - 81 TWIN LAKE CIR, UMATILLA
Bedroom 3 - 81 TWIN LAKE CIR, UMATILLA
Bedroom 3 - 81 TWIN LAKE CIR, UMATILLA
Laundry Room - 81 TWIN LAKE CIR, UMATILLA
Florida Room - 81 TWIN LAKE CIR, UMATILLA
Florida Room - 81 TWIN LAKE CIR, UMATILLA
Florida Room - 81 TWIN LAKE CIR, UMATILLA
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 36 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 37 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 38 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 39 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 40 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 41 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 42 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 43 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 44 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 45 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 46 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 47 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 48 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 49 of 62
Single Family Residence at 81 TWIN LAKE CIR, UMATILLA, photo 50 of 62
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
Amenities - 81 TWIN LAKE CIR, UMATILLA
62 photos

$349,900

81 TWIN LAKE CIR
UMATILLA, FL 32784
Listed by Leslie Hanson Rotarius · HANSON REAL ESTATE GROUP, INC.
Bedrooms
3
Bathrooms
2
Living area
1,898 sqft
Year built
2007

About this home

Virtually Staged. Beautifully maintained and filled with pride of ownership, this 3-bedroom, 2-bath home is located in the gated 55+ community of Twin Lakes Estates and sits on over half an acre with mature landscaping, inviting outdoor spaces, and a peaceful setting. From the curb appeal to the thoughtfully cared-for interior, this property offers comfort, space, and a well-kept atmosphere in an established gated community. The spacious floor plan features a formal living room, formal dining room, breakfast area, inside laundry room, and a bright Florida room overlooking the backyard. Crown moulding accents the main living areas, adding a polished touch, while wood flooring in the primary bedroom and second bedroom brings warmth and character to the home. The primary suite offers a large walk-in closet and ensuite bathroom, creating a comfortable private retreat. Outdoor living is a highlight of this property, with a Florida room, 16x9 deck, gazebo, and mature landscaping that create multiple spaces to relax, entertain, garden, or simply enjoy the Florida lifestyle. The oversized lot offers room to enjoy the outdoors while still having the benefits of community amenities. Twin Lakes Estates offers gated entry, a community clubhouse with kitchenette, and a swimming pool, adding convenience and value for residents. Well maintained, nicely situated, and offering a flexible floor plan with desirable indoor and outdoor living spaces, this Twin Lakes Estates home is ready for its next owner.

Property details

MLS
Stellar MLS
MLS #
MFRG5114906
Property type
Single Family Residence
Subdivision
TWIN LAKES ESTATES
Status
Active
Days on market
63
On market date
July 12, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.56 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
UMATILLA ELEMENTARY SCHOOL
1.3 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
588
Student:teacher ratio
14.3:1
District
LAKE
Middle
UMATILLA MIDDLE SCHOOL
1.63 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
587
Student:teacher ratio
15.9:1
District
LAKE
High
UMATILLA HIGH SCHOOL
1.55 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
815
Student:teacher ratio
19.4:1
District
LAKE

Walkability

Blended score for UMATILLA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in UMATILLA, from live MLS data.

On the market 63 days -- 70 fewer days than UMATILLA's current average of 133 days.
For reference, the median list price across 173 active listings in UMATILLA right now is $279,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,257/mo
$69,980 down
$279,920 loan
Principal & interest$1,816
Property tax (est.)$292
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 13, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.