Single Family Residence at 81 Central St, Andover MA 01810
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$1,199,900

81 Central St, Andover MA 01810
Andover, MA 01810
Listed by The Lucci Witte Team
Bedrooms
2
Bathrooms
2.5
Living area
2,651 sqft
Year built
1845

About this home

Tucked close to the heart of town and Phillips Academy, this stunning antique Gothic Revival home blends timeless character with thoughtful modern updates. Two bedroom suites—with an option to convert the office/studio to a third bedroom—including 2½ baths offer comfortable, move-in-ready living. The updated cook’s kitchen and pantry, upscale renovated bathroom, newer furnace and roof bring today’s convenience and best quality to a home full of period charm. Shiplap paneling and custom woodwork throughout add the kind of character new construction simply cannot replicate. Outside, a gorgeous, professionally landscaped lot provides a private, picturesque backdrop for outdoor living and entertaining, offering a peaceful retreat just steps from everything downtown Andover has to offer. The back covered porch is a great place for al fresco dining or relaxing with a cup of coffee in the morning. Commuters will love the unbeatable convenience of being within close proximity to the Andover commuter rail station, with direct service into Boston, making this an ideal home base for anyone splitting time between in-town charm and a city commute. For buyers looking to grow into the space, there's excellent potential to add a third bedroom, making this a smart choice for a variety of lifestyles, whether you're a first-time buyer, downsizing, or simply looking to plant roots in one of Andover's most sought-after neighborhoods. With its unbeatable in-town location, proximity to shops, restaurants, and the train, and a rare blend of historic character and modern livability, this is a genuine opportunity to own a piece of local history.

Highlights

Fireplace

Property details

MLS
MLS Property Information Network
MLS #
73573998
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
42
On market date
September 9, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
5
Lot size
0.58 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Bancroft Elementary
1.24 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
514
Student:teacher ratio
10.9:1
District
Andover
Middle
Doherty Middle
0.64 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
455
Student:teacher ratio
9.5:1
District
Andover
High
Andover High
0.8 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,679
Student:teacher ratio
13.1:1
District
Andover

Walkability

Blended score for Andover's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

88
Highly walkable
out of 100
EPA National Walkability Index
16.7 / 20 -- Most walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores4
Parks10
Schools20
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in Andover, from live MLS data.

On the market 42 days -- 48 fewer days than Andover's current average of 90 days.
For reference, the median list price across 236 active listings in Andover right now is $799,450.

Mortgage calculator

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Est. monthly payment
$7,376/mo
$239,980 down
$959,920 loan
Principal & interest$6,226
Property tax (est.)$1,000
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated September 13, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.