Single Family Residence at 802 White Oaks Circle, Monroe
Garage entry - 802 White Oaks Circle, Monroe
Open Living Room /withview of Kitchen - 802 White Oaks Circle, Monroe
Beautiful big backyard with pool and firepit - 802 White Oaks Circle, Monroe
Kitchen/ with graniteisland and lots of light - 802 White Oaks Circle, Monroe
Aerial with property boundary - 802 White Oaks Circle, Monroe
Primary Bedroom - 802 White Oaks Circle, Monroe
Bonus room - 802 White Oaks Circle, Monroe
Kitchen/dining area - 802 White Oaks Circle, Monroe
Side exterior angle - 802 White Oaks Circle, Monroe
Downstairs office/flexroom - 802 White Oaks Circle, Monroe
deck and wooded backyard - 802 White Oaks Circle, Monroe
Open living room withview of kitchen - 802 White Oaks Circle, Monroe
Primary bath with double vanity - 802 White Oaks Circle, Monroe
Firepit with woodedbackyard - 802 White Oaks Circle, Monroe
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First floor/floorplan - 802 White Oaks Circle, Monroe
2nd floor/floorplan - 802 White Oaks Circle, Monroe
both floors/floorplan - 802 White Oaks Circle, Monroe
Front of home - 802 White Oaks Circle, Monroe
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$454,000

802 White Oaks Circle
Monroe, NC 28112
Listed by Jennie Griffin · ProStead Realty
Bedrooms
3
Bathrooms
2.5
Living area
2,200 sqft
Year built
2015

About this home

CUSTOM-BUILT HOME ON OVER HALF AN ACRE — NO HOA, NO CITY PROPERTY TAXES & UP TO $4,500 IN LENDER INCENTIVES! Ask about up to $4,500 in closing-cost assistance through our preferred lender for qualified buyers! A premium home warranty is also included for added peace of mind. Welcome to this beautifully maintained, custom-designed home, offered by its original owners. Situated on a spacious, level .58-acre lot with mature trees and a peaceful, wooded backdrop, this property offers exceptional space, privacy, and flexibility — all with no HOA fees and no City property taxes. Plus "welcoming neighbors". Inside, enjoy a bright, open living, dining, and kitchen layout featuring an abundance of windows that fill the home with natural light and provide beautiful views of the surrounding property. The kitchen features granite countertops, a large walk-in pantry, and a brand-new electric stove with a built-in air fryer. The refrigerator is also included. Recent updates include newer flooring throughout much of the main level and primary bedroom, plus freshly painted secondary bedrooms. A dedicated main-floor office provides an ideal work-from-home space, while the large upstairs bonus room offers flexibility for a media room, game room, exercise space, or additional living area. The spacious primary suite features a walk-in closet connecting to the primary bathroom and laundry room. Two separate heating and cooling systems, one for each floor, provide comfort and flexibility throughout the home. Outdoor living is where this home truly shines! The level, partially fenced backyard features mature trees, a wooded backdrop, a firepit, and a one-year-old, 15-foot above-ground swimming pool. Established blueberry and blackberry bushes produce abundantly, adding a special touch to the property. RV owners will appreciate the full RV hookups with 30-amp and 50-amp electrical service, water, septic . An oversized 2.5-car garage and expansive concrete driveway offer generous parking, storage, and hobby space. Additional conveniences include installed fiber-optic internet, a seller-owned security system that conveys, and a well-maintained, non-smoking home. Additional Educational Opportunities: Families exploring school options may appreciate nearby alternatives, including Central Academy of Technology and Arts (CATA), Union Academy, and American Leadership Academy. These public magnet and charter schools offer educational choices beyond traditional neighborhood assignments, subject to each school's eligibility and enrollment requirements. NEWLY REDUCED PRICE — NOW $454,000! With its custom construction, spacious lot, abundant natural light, practical upgrades, outdoor amenities, and freedom from HOA restrictions, this home offers an exceptional combination of comfort, convenience, and value. Come discover the space, freedom, and possibilities this beautiful Monroe home has to offer!

Highlights

Private pool

Property details

MLS
Canopy MLS
MLS #
CAR4404556
Property type
Single Family Residence
Subdivision
White Oak
Status
Active
Days on market
78
On market date
July 31, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Benton Heights Elementary
3.05 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
500
Student:teacher ratio
10.6:1
District
Union County Public Schools
Middle
Monroe Middle
3.19 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
988
Student:teacher ratio
18.3:1
District
Union County Public Schools
High
Central Academy of Technology and Arts
1.59 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
809
Student:teacher ratio
18.4:1
District
Union County Public Schools

Walkability

Blended score for Monroe's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

32
Car-dependent
out of 100
EPA National Walkability Index
6.7 / 20 -- Below average walkable
Google Places amenity density
30 / 100
Restaurants & cafes2
Grocery stores3
Parks0
Schools2
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monroe, from live MLS data.

On the market 78 days -- 8 fewer days than Monroe's current average of 86 days.
For reference, the median list price across 526 active listings in Monroe right now is $425,000.

Mortgage calculator

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Est. monthly payment
$2,884/mo
$90,800 down
$363,200 loan
Principal & interest$2,356
Property tax (est.)$378
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.