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$550,000

77 Tower Street
Westerly, RI 02891
Listed by The Schilke Team
Bedrooms
3
Bathrooms
1.5
Living area
2,306 sqft
Year built
1964

About this home

Centrally located in the heart of Westerly, this raised ranch offers a spacious & flexible floor plan with room to grow. The main level features a bright living room anchored by a brick fireplace, an eat in kitchen w/ dining area, 3 bedrooms w/ wood floors, full bath & a screened porch overlooking the backyard. Mature trees & established shrubs create a natural privacy buffer while enhancing the home's curb appeal. The walkout lower level adds valuable living space with a family room featuring a second brick fireplace, a versatile recreation room ideal for a home office, gym, playroom, guest space or hobby room, plus additional storage, half bath & integral 1 car garage. Step outside to a patio perfect for entertaining, outdoor dining or relaxing outdoors. Low maintenance vinyl & brick exterior, city water & city sewer add to the appeal. Located just minutes from downtown Westerly, beaches, shopping, restaurants, schools, recreational amenities & the Connecticut border. Situated on 0.85 acres, this property may offer ADU or duplex potential (subject to approvals), creating an attractive opportunity for multigenerational living, expansion or investment.

Highlights

Fireplace

Property details

MLS
Rhode Island Association of REALTORS
MLS #
1415468
Property type
Single Family Residence
Subdivision
In Town
Status
Active
Days on market
10
On market date
June 16, 2026
Stories
N/A
Total bathrooms
1.5
Garage spaces
1
Parking spaces
5
Lot size
0.85 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
State Street School
1.04 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
246
Student:teacher ratio
10.7:1
District
Westerly
Middle
Westerly Middle School
2.48 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
740
Student:teacher ratio
11.2:1
District
Westerly
High
Westerly High School
0.31 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
726
Student:teacher ratio
9.9:1
District
Westerly

Walkability

Blended score for Westerly's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

31
Car-dependent
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks5
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Westerly, from live MLS data.

On the market 10 days -- 35 fewer days than Westerly's current average of 45 days.
For reference, the median list price across 254 active listings in Westerly right now is $550,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,462/mo
$110,000 down
$440,000 loan
Principal & interest$2,854
Property tax (est.)$458
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated June 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.