Front View - 7630 BENT TREE LOOP, ST CLOUD
Front View - 7630 BENT TREE LOOP, ST CLOUD
Entrance View - 7630 BENT TREE LOOP, ST CLOUD
Living area - 7630 BENT TREE LOOP, ST CLOUD
Formal DR - 7630 BENT TREE LOOP, ST CLOUD
Conservation Area - 7630 BENT TREE LOOP, ST CLOUD
Kitchen / Dinette / breakfast Nook view - 7630 BENT TREE LOOP, ST CLOUD
Kitchen view - 7630 BENT TREE LOOP, ST CLOUD
LR View from Entrance - 7630 BENT TREE LOOP, ST CLOUD
Kitchen view - 7630 BENT TREE LOOP, ST CLOUD
Dinette Breakfast Nook - 7630 BENT TREE LOOP, ST CLOUD
Hall entering Back BR's - 7630 BENT TREE LOOP, ST CLOUD
Laundry Room - 7630 BENT TREE LOOP, ST CLOUD
Master BR Entrance from LR - 7630 BENT TREE LOOP, ST CLOUD
Master BR view - 7630 BENT TREE LOOP, ST CLOUD
Front BR - 7630 BENT TREE LOOP, ST CLOUD
First Bed Room by entrance - 7630 BENT TREE LOOP, ST CLOUD
Front BR - 7630 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 19 of 48
BR # 2 - 7630 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 21 of 48
BR # 2 - 7630 BENT TREE LOOP, ST CLOUD
BR # 3 - 7630 BENT TREE LOOP, ST CLOUD
Rear View - 7630 BENT TREE LOOP, ST CLOUD
Dinette View - 7630 BENT TREE LOOP, ST CLOUD
Rear View - 7630 BENT TREE LOOP, ST CLOUD
Dinette - 7630 BENT TREE LOOP, ST CLOUD
Community Pool - 7630 BENT TREE LOOP, ST CLOUD
Community Pool - 7630 BENT TREE LOOP, ST CLOUD
Community Pool - 7630 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 31 of 48
Community Dog Park - 7630 BENT TREE LOOP, ST CLOUD
Formal DR - 7630 BENT TREE LOOP, ST CLOUD
Community Dog Park - 7630 BENT TREE LOOP, ST CLOUD
Master BR - 7630 BENT TREE LOOP, ST CLOUD
Master BR View From LR - 7630 BENT TREE LOOP, ST CLOUD
Master Bathroom - 7630 BENT TREE LOOP, ST CLOUD
Master Bathroom - 7630 BENT TREE LOOP, ST CLOUD
Master Bathroom - 7630 BENT TREE LOOP, ST CLOUD
MB Walk in Closet - 7630 BENT TREE LOOP, ST CLOUD
Bath Room #2 - 7630 BENT TREE LOOP, ST CLOUD
BR # 3 - 7630 BENT TREE LOOP, ST CLOUD
BR # 3 - 7630 BENT TREE LOOP, ST CLOUD
Hallway - 7630 BENT TREE LOOP, ST CLOUD
Brs view from LR - 7630 BENT TREE LOOP, ST CLOUD
MB View From LR - 7630 BENT TREE LOOP, ST CLOUD
Living Room - 7630 BENT TREE LOOP, ST CLOUD
Kitchen vie from LR - 7630 BENT TREE LOOP, ST CLOUD
48 photos

$362,900

7630 BENT TREE LOOP
ST CLOUD, FL 34773
Listed by Juan Torres Gil
Bedrooms
4
Bathrooms
2
Living area
1,820 sqft
Year built
2026

About this home

**LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $50,000; reduction already reflected in the advertised price. Imagine coming home to four bedrooms and comfortable one-story living, with the flexibility your household needs and the savings of brand-new construction. Welcome to 7630 Bent Tree Loop. Now offered at $362,900, this move-in-ready Adams Home features 1,820 square feet, 4 bedrooms, 2 bathrooms and a two-car garage. The fourth bedroom provides valuable flexibility for guests, a home office, hobbies or a growing household. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry, a breakfast bar and pantry create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Builder-paid closing costs, excluding prepaids, require a preferred lender. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

Highlights

New construction

Property details

MLS
Stellar MLS
MLS #
MFRO6414513
Property type
Single Family Residence
Subdivision
HARMONY CENTRAL
Status
Active
Days on market
134
On market date
June 7, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HARMONY COMMUNITY SCHOOL
1.46 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
1.05 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
1 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 134 days -- 25 more days than ST CLOUD's current average of 109 days.
For reference, the median list price across 1,949 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,335/mo
$72,580 down
$290,320 loan
Principal & interest$1,883
Property tax (est.)$302
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.