Single Family Residence at 76 UNIVERSAL TRL, PALM COAST
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42 photos

$489,900

76 UNIVERSAL TRL
PALM COAST, FL 32164
Listed by Takeshia Rhynes
Bedrooms
5
Bathrooms
2.5
Living area
2,880 sqft
Year built
2006

About this home

An opportunity to assume a 2.25 Percent VA loan, subject to lender approval and buyer qualification. This spacious Palm Coast home offers five bedrooms, two full bathrooms, one half bathroom, and approximately 2,880 square feet, along with a three-car garage. Separate living and family rooms provide flexibility for gathering, relaxing, and working from home. The remodeled kitchen features upgraded appliances and generous space for preparing meals, while updated bathrooms add to the home's appeal. Enjoy a fenced backyard with tropical landscaping, fruit plantings, and a butterfly garden. Additional features include a whole-house water softener and filtration system, irrigation, hurricane shutters, and hurricane roof clips. Also this is concrete block construction on the first floor. With substantial living space and thoughtful updates throughout, this home is ready for its next chapter. Schedule a private showing to explore the layout, outdoor space, and financing opportunity.

Property details

MLS
Stellar MLS
MLS #
MFRV4950558
Property type
Single Family Residence
Subdivision
PALM COAST SEC 57
Status
Active
Days on market
53
On market date
August 4, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
3
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
OLD KINGS ELEMENTARY SCHOOL
1.76 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,130
Student:teacher ratio
15.9:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
6.33 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
FLAGLER-PALM COAST HIGH SCHOOL
2.85 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,662
Student:teacher ratio
26.1:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

21
Car-dependent
out of 100
EPA National Walkability Index
6.8 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 53 days -- 56 fewer days than PALM COAST's current average of 109 days.
For reference, the median list price across 1,975 active listings in PALM COAST right now is $353,990.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,100/mo
$97,980 down
$391,920 loan
Principal & interest$2,542
Property tax (est.)$408
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 29 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.