








































$195,000
About this home
AFFORDABLE FLORIDA LIVING UNDER $200,000! BEAUTIFULLY UPDATED 2-BEDROOM, 2-BATH HOME IN GATED PALM CAY! This move-in-ready home delivers comfort, style, and an active 55+ lifestyle without breaking the bank! Enjoy a bright, inviting floor plan, an updated kitchen featuring cabinetry, updated countertops, stainless steel appliances, and convenient pull-out storage. Multiple living spaces include an air-conditioned Florida room and an enclosed four-season lanai currently used as a dining area. The spacious primary suite features a beautifully renovated bathroom with a walk-in shower, rain shower head, handheld sprayer, glass enclosure, and fold-down teak seat. The oversized second bedroom offers flexibility for guests, hobbies, or a home office. Both bedrooms feature generous walk-in closets. Additional highlights include an updated guest bathroom, luxury laminate flooring, ceramic plank tile, an interior laundry room, and garage storage. This home also offers blown in insulation reducing the energy costs and making the home more efficient. Palm Cay offers a 24-hour guarded entrance, clubhouse, swimming pool, tennis and pickleball courts, shuffleboard, library, and social activities. Conveniently located near shopping, restaurants, and medical facilities, this home offers the opportunity to enjoy Florida living year-round or as a seasonal retreat.
Property details
- MLS
- Stellar MLS
- MLS #
- MFROM735062
- Property type
- Single Family Residence
- Subdivision
- PALM CAY UN 02
- Status
- Active
- Days on market
- N/A
- On market date
- November 1, 2026
- Stories
- N/A
- Total bathrooms
- 2
- Garage spaces
- 1
- Parking spaces
- N/A
- Lot size
- 0.27 acres
Location
Get directions →Nearby schools
Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.
- Enrollment
- 808
- Student:teacher ratio
- 16.8:1
- District
- MARION
- Enrollment
- 1,315
- Student:teacher ratio
- 21.2:1
- District
- MARION
- Enrollment
- 2,825
- Student:teacher ratio
- 26.4:1
- District
- MARION
Walkability
Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).
Market position
How this listing compares to current activity in OCALA, from live MLS data.
Mortgage calculator
Estimate only - actual rate and payment depend on your lender, credit, and loan program.
Adjust tax / insurance estimates
Similar homes you might like
Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.
Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.







