Single Family Residence at 74 E Charlton Rd, Spencer
Single Family Residence at 74 E Charlton Rd, Spencer, photo 2 of 42
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$469,000

74 E Charlton Rd
Spencer, MA 01562
Listed by Michelle Terry Team
Bedrooms
3
Bathrooms
2
Living area
2,065 sqft
Year built
1970

About this home

Enjoy a country setting with beautiful stone walls and a spacious yard at this inviting Cape, situated on .69 acres in Spencer! Inside, you'll find a comfortable and versatile floor plan with plenty of natural light and warm wood accents throughout. The kitchen features beautiful cabinetry, a center island and opens to the dining room with hardwood floors and a bay window. Just a few steps down is the spacious living room featuring a stunning cathedral ceiling with exposed wood beams, a pellet stove and sliders leading to the back deck. The first floor also offers two bedrooms and a full bath. Upstairs, the generous primary suite features cathedral wood ceilings, skylights, a sitting area and a private full bath with double vanity and shower. Outside, the fenced backyard offers plenty of room to relax or entertain with a spacious patio, retractable awning, screened porch and storage shed. Additional features include a wood stove, ductless mini-splits, a full basement offering excellent storage and a one-car attached garage. A wonderful combination of country charm, comfortable living and inviting outdoor spaces!

Property details

MLS
MLS Property Information Network
MLS #
73596407
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
1
On market date
October 29, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
5
Lot size
0.69 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Wire Village School
3.57 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
417
Student:teacher ratio
13.0:1
District
Spencer-E Brookfield
Middle
Knox Trail Middle School
2.4 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
408
Student:teacher ratio
13.6:1
District
Spencer-E Brookfield
High
David Prouty High
2.96 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
343
Student:teacher ratio
14.3:1
District
Spencer-E Brookfield

Walkability

Blended score for Spencer's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
2.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Spencer, from live MLS data.

On the market 1 days -- 97 fewer days than Spencer's current average of 98 days.
For reference, the median list price across 94 active listings in Spencer right now is $382,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$2,974/mo
$93,800 down
$375,200 loan
Principal & interest$2,434
Property tax (est.)$391
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.